Conflicting Blog post information for HMRC documents

Some quite confused information on some blog posts conflating business and personal tax document retention -

specifically from Monzo blog - " Credit card statements and other personal documents should be kept for 6 years. This is as far as HMRC can ask you to go back if you’re being investigated for tax purposes. "

then in the next paragraph -
" There are three main points to keep in mind when you’re thinking about how long to keep bank statements for specifically:

  1. Bank statements are important to verify debit and credit activity
  2. They should be kept in hard copy or electronic form for one year "

whereas the HMRC website for personal tax -


says - " You should keep your records for at least 22 months after the end of the tax year the tax return is for. "

for business tax -
" You must keep your records for at least 5 years after the 31 January submission deadline of the relevant tax year. HM Revenue and Customs (HMRC) may check your records to make sure you’re paying the right amount of tax."

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