Some more news yesterday about the demise of high bank branches -
http://www.bankingtech.com/640572/more-branches-and-jobs-to-go-at-lloyds-banking-group
Lloyds was bailed out in 2008 and has been on a restructuring path since. It has separated and sold its domestic retail business, TSB (now owned by Spanish banking group Sabadell) and is looking to shed 12,000 jobs and close 400 branches by the end of 2017.
The bank says that the branch use across its brands (Lloyds, HBOS and Bank of Scotland) has been falling 15% year on year