# Competitor update **URL:** \ **Category:** Fintech Chat\ **Created:** [7 September 2016 18:03 UTC](https://community.monzo.com/t/competitor-update/5861 "2016-09-07T18:03:52Z")\ **Posts on this page:** 1\ **Showing post:** 162
**Author:** ![alexs](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/alexs/32/2443_2.png) [@alexs](https://community.monzo.com/u/alexs)\ **Post date:** [8 November 2016 16:42 UTC](https://community.monzo.com/t/competitor-update/5861/162 "2016-11-08T16:42:03Z")
This is on the roadmap, though it’s probably a long way off because it’s not on the [open roadmap](https://trello.com/b/9tcaMB4w/monzo-transparent-product-roadmap) - > [@Joint Accounts 1 & Real-time Authorisations](https://community.monzo.com/t/feature-request-linked-accounts-cards-real-time-authorisations/304/3): > > Thanks @gavin - cool suggestion. Linked / joint / family accounts is definitely on the roadmap, although some way down the line. Trying to get user input to accept/reject a payment is problematic, because we only have a few hundred milliseconds to reply to the MasterCard auth message. But certainly letting parents set spending rules for their kids is something we’ll look at in future. Tom’s most recent comment on this (as far as I know) was during his Periscope chat (5:40 onwards) > [@Periscope Chat with Tom Blomfield (:mondo: CEO) 15/8/16 tv](https://community.monzo.com/t/periscope-chat-with-tom-blomfield-mondo-ceo-15-8-16-tv/5297/1): > > Joint accounts (5:35) & the rest of the team are fans of the idea too.. > [@Virtual 'Savings' Accounts](https://community.monzo.com/t/virtual-savings-accounts/727/2): > > Wow, thanks a lot for this feedback. We’re totally building something like that at some point. Something that seduces me particularly is the idea of shared “virtual accounts”, so you can have a card with your flatmates for household expenses, another one with your partner for holidays, etc. etc. It’s going to be awesome sunglasses > [@Joint Accounts 3](https://community.monzo.com/t/joint-current-accounts-shared-spending/1699/2): > > For sure slight_smile I would love one and we have so many ideas around how that could be useful. --- _[View the full topic](https://community.monzo.com/t/competitor-update/5861)._