List of "part baked" features [Wiki]

[SouthseaOne (Michael)]

There have been suggestions around the forums that there are “part baked” features that need some love (this does not constitute a personal opinion either way on behalf of the OP, instead mainly enabling discussions kicked off elsewhere)

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This thread following up on this post, but creates it as a shared wiki:

Bringing attention to "part baked" features

I’ve been reading the forums a lot lately. I’ve come across many posts suggesting monzo never seems to finish certain or most features. For instance one that I’m always waiting on is flexible pay periods… They claim to have made it more flexible than it used to be. But me being paid the last Friday of every month, I can’t get it setup right. I think they need a team to polish off the feature they’re working on before being allowed to start on or join another feature. I thought it a good idea …

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Add your examples to the bullet point list below - please keep them polite and to the point:

Summary

• Additional Summary period options (e.g. last Friday of the month).

Joint-Personal Account Parity

• Overdraft available on personal account, but not on joint account.

• IFTTT not on joint accounts.

• Bill Split requests sent from joint account should be paid into joint account.

• Interest-bearing Flexible Pots not on joint accounts.

Scheduled Pot Payments/Management

• Can schedule pot payments, but only by day, not automatically as income/salary is received.

• Edit scheduled payments into pots.

• Unable to move money fortnightly on iOS where on Android you can.

Android-iOS Parity

• Adding notes on iOS + transfer details section on Android for bank transfers.

Payee Management

• Merge existing payees into a single contact.

• Edit details of existing payee.

• Show existing payees properly in the Home feed.

• Add missing bank account logos.

International Payments

• Enter amount in foreign currency.

• Send and receive payments via SEPA.

• Send and receive payments via SWIFT.

Bill Splitting and Shared Tabs

• Communal receipts and notes.

• Split outgoing monzo-to-monzo payments.

• Calculate splits in local currency.

[awjdean]

I think the issue with a list like this is how do you define the difference between an addition which takes a feature from “part baked” to “fully baked” and an addition which is a new feature in its own right?

For example:

@SouthseaOne

• Can schedule pot payments, but only by day, not automatically as income/salary is received.

I’d consider scheduled pot payments to be “fully baked” without the above (although it would be a good addition).

[Liamford1993 (Liam)]

True. To most it’d be considered fully polished… Unless you’re payed the last Friday of each month. Summary or left to spend has never worked for me.

[SouthseaOne (Michael)]

@awjdean

how do you define the difference between an addition which takes a feature from “part baked” to “fully baked”

Good point, but maybe one to consider once some more ideas have been collected

For now, let’s just facilitate collecting together points from other threads

[Daesimpso]

Not sure how it would be categorised, but my wife noticed that you can’t schedule a “Monzo to Monzo” payment from your contact list. Instead you have to set it up as a standing order type payment.

It seems surprising that to schedule a transfer between two Monzo accounts you have to go old school and use account and sort code details.

[Peter_G]

I’m not sure that “part-baked” is the right term. And as others have pointed out, “fully baked” is subjective.

I wonder whether this would be more useful to keep a log of commitments made but yet to be realised?

[awjdean]

@Daesimpso

Not sure how it would be categorised, but my wife noticed that you can’t schedule a “Monzo to Monzo” payment from your contact list. Instead you have to set it up as a standing order type payment.

Monzo-to-monzo recurring payments are a feature in its own right. You can vote for it here:

Scheduled & recurring Monzo-to-Monzo payments

Currently you have to enter their s/c & acc no. to schedule recurring payments to another Monzo user. You should be able to do it with the quick pay on the payments page, same with joint to personal and vice versa

[awjdean]

@Peter_G

I wonder whether this would be more useful to keep a log of commitments made but yet to be realised?

I think this is a good idea for another post - any features that we are told will be built in the future in the forum or on blog posts.

[sonos (Piers Spencer)]

Add Monzo Plus to the list.

[nathanthomson8 (Nathan)]

iOS Pot Feeds/History is another

[M1cky (Micky)]

I thought it would be interesting to some feedback from users on what features people consider to be broken, missing or/and unfinished with Monzo

To get this started with the following:

• Contacts - No edit capability or support for images
• Contact lists - Messy list of contacts
• Categories - Not enough of them
• IFTTT - No joint account support

[SouthseaOne (Michael)]

Crack on with adding them to the first post of this thread now you have been merged in

[dylmye (Dylan)]

Isn’t Monzo Plus in beta?

[SouthseaOne (Michael)]

I’d say Alpha maybe

My role, such as it is, was to enable the original thread, but I would say it does not belong on this list

I think its fair to say it has some fairly involved discussion already on here

What the original OP was going for was those features delivered as MVP and then left there