Still keeping mine full regardless of usage (just missing Monzo as the colour stands out a bit too much for me). All arranged alphabetically as I have issues 
(EDIT: I know technically the Barclaycard should be before the Barclays debit card but I prefer it this way)
I’ve pretty much reverted back to solely using my main Barclays account for a while now, so just a quick swipe when using the side button to initiate Apple Pay as it defaults to the Amex card.
Just got my Amex and it’s such a nice card. Easily jumps into my favourite cards collection. The blue looks so nice and the translucent part fits in very well. And just managed to scrape in with the 24 membership start 
Not having the card you actually use as the default card just so it can stay in alphabetical order is mentalist behaviour
Respect the dedication
Yep, the free rewards card.
I got this purely for the card too!
Decent for my needs but for most others probably not great. Happy with Amex so far and I’m happy to make it my main credit card
I wonder if I asked to cancel my Amex Centurion what retention offer I’d get.
I’ve held it now for a few years. It would be interesting to see!
I’ve often wondered do people settle their Amex cards monthly by direct debit or as and when nearing their credit limit?
When I first got the Amex, I used to send a Coutts cheque in the post for the balance.
How paying credit cards has changed since then, online banking what was that!
Really nice cards in there. The Blue lion was always one I was looking to get but not that much I can be bothered to actually do it.
The HSBC private one is nice. We have another @harrysj12341234 in our midst as, if I’m right, to even get the card you need £1.5m in assets.
The criteria for my personal cards is below for those interested
HSBC Private - Savings or investments with HSBC in excess of £1.5M
Coutts - Invest or borrow a minimum of £1M or have deposits of £3M
Arbuthnot - Have deposits of £500K
Coutts Charge - Must hold a current account with Coutts
Amex Centurion - Spend at least £250K per month. Pay the annual £3,600 membership fee.
These figures have been like this for sometime.
Same, and I know I’m poor.
Wish a man of such stature and value would pick me as wifey 
Here’s a question, do most people put their monthly expenses on a debit or credit card?
I know a few people who are adverse to getting a credit card as fear of getting into debt.
What is the general consensus? Debit, credit?
Everything on a credit card for me, paid off when I get paid.
Day to day goes on the debit. For planned “big” purchases they go onto the Credit for S75 and paid off there and then.
I’m probably not getting the benefits of the reward card really but like the design and the points are a nice to have (HSBC Premier).
This was me. And, candidly, there was a time when money in my account was a reason to spend it. I’d find things I wanted to buy and be left with nothing.
Monzo really helped here. Each month I’d put everything in a pot and run with a 20 float in the main account. The behaviour of having to first put money out of the pot into the main helped control the impulse.
Now, just get paid, spend on debit and budget accordingly.
Day to day spending on credit card. Some big purchases on credit, most on debit.
I asked them this (as I’m about to have to start paying the Nectar annual fee) and they said there would be a hard search for a new product.
80% of my purchases are on a credit card. The remaining on debit (mix of card, BACS and CHQ)
Everything on a credit card that has a reward on it, whether it’s cashback or airline points and cleared off in full when the bill arrives. Apart from the council tax, sadly, the local authority only accept a debit card payment only for it, shame really you get nothing for it for spending £2k, citing card fees.Yet other local authorities happily accept Visa/MC for payments without quibble.
Yeah, HSBC HK admin is painful - I wouldn’t have gone through the reactivation paperwork if there were a maturing product that has to be paid into a Hong Kong account.
I am not nearly as entertaining as @harrysj12341234, nor would I be able to get HSBC Private Bank (or any other bank) to open accounts in countries where they are not licensed (and did not even operate a booking centre when they had a license) or to get them to break the probation clause just for me to get the account transferred instead of sold 
This is why you need a Curve card.
