Reminds me of the time I had payment taken over the phone for a missed delivery and had to sort out a redelivery and the agent misheard my CVV, clicked a little too enthusiastically, and I got multiple card checks. A nightmare
I find the TFL 10p card check disappears the next day when the total charged appears on feed.
Also TFL doesn’t do a card check every time only if there have been enough days left between card uses (Think about a week).