Chip is a useful app on my iPhone. It saves small amounts without me noticing and, in just a few months, it has amassed almost £400. I’ve seen that I can ask it to up the savings level a bit, so I can save a bit more a bit more quickly.
It uses a chat bot which is an interesting difference to clicking on tabs in some sort of menu or icon navigation. And it works very well. You can always chat with a human if you need something that the chat bot can not do.
(The pending £1 is an amount I set up manually. It can be cancelled prior to the next save.)
I’ve been using it for al last six months and have only had one problem. Chip is blaming the issue on First Direct. It only required me to re-enter my FD credentials to re-link the accounts.
This app will benefit you by creating savings in the background. It analyses your current account and moves money, little and often, into an account at Barclays. You can withdraw at any time, but it is quite nice having an app for passive savings that amass without any effort or thought every month.
If you want to sign up normally you will start on 0% interest. Download the GetChip from the App Store.
If you use promo code MZHUYJ you get 1% interest immediately.