Chase UK Chat (Part 1)

I had the same issue but it then took me through making a new account and I have the boosted 5.1%.

This extra boost has made me come crawling back to Chase after keeping my account dormant for 1+ year :rofl:

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:cry:

Still earning 5.2% at Ulster on instant access, soā€¦

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Dang, I totally forgot about the Ulster saver when I decided to CASSā€¦

A response from Chase has been posted in FB which states that only certain customers are eligible for the offer. Given that theyā€™ll be able to see that I am transferring money to other accounts, I guess they really donā€™t want my moneyā€¦

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I queried this offer this morning. Had a response from Chase. Other than removing my name, this is verbatim:

I understand how this might seem unfair ( ā€¦). The reason why itā€™s an offer to limited and qualified customer only, is because we have a regular savings account for customers who would not be able to qualify and be eligible. No worries, we always consider our customersā€™ satisfaction, and if this gets reviewed, hopefully the offer will be available for more customers like you.

I have asked for clarification of the second sentence. Maybe it makes sense to others but Iā€™m struggling to see what the intended meaning might be.

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It appears I have it. Maybe because I have a very low running balance to encourage me to move money over like before :man_shrugging:

Iā€™ve ten savings accounts so would have to close one first.

Whatā€™s with the regular saver? Is that something different again?

I think by ā€œregularā€ they mean ā€œnormalā€ rather than ā€œfrequentā€. Theyā€™re referring to the 4.1% savings accounts. So theyā€™re saying not everyone is eligible for the 5.1% one but that they still have the 4.1% one to use.

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So they havenā€™t considered that this is going to seriously annoy a lot of customers?

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Careless use of language by the CS rep. Regular = normal.

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Seems not, I use mine quite actively so Iā€™d like the extra 1%.

I donā€™t like any offer that targets new customers only and doesnā€™t also reward longer term or loyal customers.

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Do you have the boosted interest offer?
  • Yes
  • No
  • Yes eventually
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Same here.

I donā€™t use my Chase account and I have it.

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Further to my post above and querying the not very clear answer I received from the CS rep, my whole in-app ā€˜conversationā€™ has disappeared. There was a 5 - message exchange between myself and the rep, which has gone in its entirety.

Pretty much all money lives in Chase now (except the savings I have stashed in Marcus), and itā€™s the bank I use day to day, and I got the email about half an hour ago (Iā€™m always the last).

So if it is only targeted at certain people, it begs the question, what are the requisites to get the offer?

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Put me down for this group.:rage:

So what is the basis for discrimination, sorry, ā€˜eligibilityā€™?

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You had to have less than Ā£500 in savings accounts on a particular date.

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My Chase accounts (savings and current) have been empty and dormant for over a year and assumed I was chosen to encourage me to actually use Chase again for something.

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