Ah, of course!
I donât propose these as answers to your questions, but things that could influence this (and may not be relevant to you unless youâre managing large amounts of other peoples money) might include:
Why have FTSE 100 ETF from both iShares and Vanguard?
Risk, e.g. company-wide policies on holding a certain percentage of AUM in a single fund. As a UK-based ETF investor, Iâm sure they have a high percentage in FTSE 100 trackers, which could breach limits if it was all in the same fund.
Why APAC ex-Japan and Japan separately, rather than an all APAC? This allows you to underweight/overweight Japan. No different to holding separate US and Global ex-US Funds rather than just a Global Fund.
Why hedged and unhedged S&P? Allows you to underweight/overweight USD-GBP.
Why have any bonds? Itâs not an equities-only product. No reason you shouldnât look at corporate bonds to for returns.
my megre pension is fully managed with nutmeg , which im quite glad of as i wouldnt have a clue where to put it
Nutmeg has been activated within the Chase App.
(You may need to update the app to get itâŚ)
Still âcoming soonâ for me (with latest iOS app). Probably a phased roll-out.
Yeah me too Not sure why Iâm so excited for a little widget lmao
Mine is active. If youâre new to Nutmeg and you open through chase and invest ÂŁ1000 theyâll give you ÂŁ100 bonus.
Hi I have been with chase now since the came over to the UK and I havenât seen a cheque scanner yet
They have only just put in a savings account and DD
Been in the app for around 4 weeks now
Youâre replying to a post from 2021 - they were clearly referring to the US app.
Apologies
Has anybody had any luck in either reopening their old Chase account once closed, or opening a new one? I closed my account early last year because they didnât support direct debits and no-one could tell me when they would (and, of course, they introduced them the week after I closed the account, but it was too late thenâŚ).
Customer services originally said Iâd need to wait 12 months before reapplying but it now turns out that this was just them kicking the can down the road. The last person I spoke to said that itâs not about time, itâs about a limitation with their system - once youâve been a customer, you canât come back. Just wondered if anyone has had a different experience.
Assume getting closer to a form of credit being offered?
I guess something like overdrafts first? Would be interesting to see what else they bring to the table.
Although I guess itâs going to be a slow and steady roll out of products.
This is good, another thing to make them feel more established and legitimate.
Nope this is not possible - âcurrentlyâ
I was also, like you, told it would be a 12 month limit. I think itâs connected to the cashback because that was also 12 months originally, when I reached it I was told no but âperhaps around march timeâ I could re-apply then. Even getting them to erase me off the systems (so no marketing etc) didnât sort that either. I just donât get marketing about an account they canât re-open.
I
Currently, Chase wonât allow customers who have closed account in the past, to rejoin.
Iâd suggest for new and developing fintechs, donât fully close it, instead leave it dormant with a ÂŁ1 balance. If your card is frozen, itâs safe.
Seeing as Zopa havenât increased their interest rate recently, I will move my savings back into Chase now it is at 3%.
Chase will offer a credit card at some pointâŚ
This is on the Chase website under NewsroomâŚ
The info is within the Nutmeg news article, which can be found here: Media centre | Chase UK