Cater Allen Private Bank

If you used it via Curve, it would keep a running spend for you. Used to do that with Fineco and it was very handy.

Interesting that have dropped the Ā£100k requirement for the private bank account, and the Ā£5k min balance requirement for the sterling account (which that account is also dropped) and merged into one.

Could have been interesting however: If account is based in GBP there is a 2% foreign exchange fee if outside of EU and 1.75% within EU.

  • looks like a 75p per transaction charge if outside the transaction limit of your account.

I think it was because Santander has their own Private Banking Arm and having 2 of them doesnā€™t really make any sense.

Anyone else having issues with CA internet banking? I can log on but the site isnā€™t displaying properly.

Honestly, Iā€™m surprised someone is actually using the account enough to run into those kinds of outages.

Iā€™ve never so much as even logged in to mine or visited the website since applying. I should probably close it. I got what I signed up for.

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Same.

I use it to pay for lunch at work. Donā€™t ask why, I had Ā£5 on the card once, thought I might as well activate the card by making a payment with it and it stuck.

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Isnā€™t that the one without mobile banking? What would the point even be.

A card that says ā€œprivate bankā€ on it and has a nice spirograph design in a horrible, easy to scratch shiny finish.

I only use it for work lunches because then I donā€™t need to see how much I spend on food unnecessarily :face_with_peeking_eye:

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Iā€™m not using it regularly but just trying to log on today and having difficulties.

Fixed it for you. :wink:

If thatā€™s the case Iā€™d use a more recognisable card. Maybe something that rhymes with Schrummonds

Mine seemed to be loading okay - sometimes the website has gone blank for me when my session has timed out, and I need to log in again - so might be worth trying logging out and back in if you havenā€™t already.

I actually quite enjoy Cater Allen - whenever I need to contact them, theyā€™re helpful and quick. And I really like that the online banking is plain and not trying to sell me new products like some other banks.

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If Santander were to leave the UK - I wonder whether Cater Allen would be treated any differently?

Cater Allen Limited itself is a separate company to Santander UK plc and has a different banking license. That said, it has no employees as everyone is employed by Santander UK plc.

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Does anyone know whether this is still a thing?

I canā€™t see Cater Allen in the list on the Santander app or am I missing something?

Would I be right in saying that you wouldnā€™t see your own salary for instance until a day later then?

I use open banking in Lloyds to view my Cater Allen GBP / Euro balances as some providers (inc Santander) have a limited choice. Be aware you wonā€™t see any live changes as they take a day or two at least to update transactions.

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An interesting observation

The cater Allen universal sort code is a mere one digit different to that of Triodos

16-57-10 Vs 16-58-10

Quite surprised itā€™s not a former Abbey National sort code (09).