# Card transactions not going through?

**URL:** <https://community.monzo.com/t/card-transactions-not-going-through/74896>\
**Category:** Help\
**Created:** [31 July 2019 09:42 UTC](https://community.monzo.com/t/card-transactions-not-going-through/74896 "2019-07-31T09:42:52Z")\
**Posts on this page:** 8\
**Page:** 1

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**Author:** ![roiperez](https://avatars.discourse-cdn.com/v4/letter/r/d78d45/32.png) [@roiperez](https://community.monzo.com/u/roiperez)\
**Post date:** [31 July 2019 09:42 UTC](https://community.monzo.com/t/card-transactions-not-going-through/74896/1 "2019-07-31T09:42:52Z")

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Hello - I’m in central London with full 4G.  
My card transactions aren’t processing - I’m trying to buy something from TK Maxx.  
The chat on the app isn’t work.  
Can anyone give me good next steps to take to solve this please?  
Thank you!  
Roi

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**Author:** ![Anarchist](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/anarchist/32/27895_2.png) [@Anarchist](https://community.monzo.com/u/Anarchist)\
**Post date:** [31 July 2019 09:48 UTC](https://community.monzo.com/t/card-transactions-not-going-through/74896/2 "2019-07-31T09:48:38Z")

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When you say they’re not processing, do you mean you’re not getting notifications, or your card isn’t working?

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**Author:** ![roiperez](https://avatars.discourse-cdn.com/v4/letter/r/d78d45/32.png) [@roiperez](https://community.monzo.com/u/roiperez)\
**Post date:** [31 July 2019 10:20 UTC](https://community.monzo.com/t/card-transactions-not-going-through/74896/3 "2019-07-31T10:20:11Z")

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Fair point - so the retailer sent me back to the app for that authentication bit where you put your pin in to authorise the transaction. It’s stuck on that bit, won’t go past it. It just sort of times out and says “we couldn’t process your transaction at this time?”

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**Author:** ![Anarchist](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/anarchist/32/27895_2.png) [@Anarchist](https://community.monzo.com/u/Anarchist)\
**Post date:** [31 July 2019 11:42 UTC](https://community.monzo.com/t/card-transactions-not-going-through/74896/4 "2019-07-31T11:42:39Z")

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> [@roiperez](#):
>
> the retailer sent me back to the app for that authentication bit where you put your pin in to authorise the transaction

Ah. I thought you were in a shop.

Assuming you have sufficient funds, the only thing I can suggest would be to either force close the app and try again, or delete and reinstall.

If you can supply your phone model, OS, and app version, someone more clever than me might have a better suggestion.

Good luck.

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**Author:** ![danbeddows](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/danbeddows/32/60964_2.png) [@danbeddows](https://community.monzo.com/u/danbeddows)\
**Post date:** [31 July 2019 11:44 UTC](https://community.monzo.com/t/card-transactions-not-going-through/74896/5 "2019-07-31T11:44:10Z")

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> [@roiperez](#):
>
> so the retailer sent me back to the app for that authentication bit where you put your pin in to authorise the transaction.

And are you opening up the app to authenticate?

If so, what happens there?

Sometimes it doesn’t always authenticate via app too, sometimes its a code that’s sent by SMS, make sure you haven’t got any texts from Monzo.

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**Author:** ![roiperez](https://avatars.discourse-cdn.com/v4/letter/r/d78d45/32.png) [@roiperez](https://community.monzo.com/u/roiperez)\
**Post date:** [31 July 2019 12:58 UTC](https://community.monzo.com/t/card-transactions-not-going-through/74896/6 "2019-07-31T12:58:36Z")

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Thanks! This solved it for me. I re-installed the app and it all just came back to life.

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**Author:** ![JustJordds](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/justjordds/32/29498_2.png) [@JustJordds](https://community.monzo.com/u/JustJordds)\
**Post date:** [31 July 2019 13:01 UTC](https://community.monzo.com/t/card-transactions-not-going-through/74896/7 "2019-07-31T13:01:05Z")

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I had the same thing just happen to me for a Trainline Authentication - scanned through Face ID and just wouldn’t move on from the “Insert your PIN” - even when I did it just closed down.

Was able to brute force it through Trainline (I clicked “I have Authorised this Transaction”) - I’ve left a note on Chat about it, maybe something that happened yesterday is having a residual effect.

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**Author:** ![Anarchist](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/anarchist/32/27895_2.png) [@Anarchist](https://community.monzo.com/u/Anarchist)\
**Post date:** [31 July 2019 13:14 UTC](https://community.monzo.com/t/card-transactions-not-going-through/74896/8 "2019-07-31T13:14:48Z")

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> [@JustJordds](#):
>
> maybe something that happened yesterday is having a residual effect.

Maybe. I’ve just completed a 3DS transaction, and it worked fine (once I’d realised that the merchant still had my old card details and updated my card with them 🤦‍♂️)
