# Card Error using Contactless

**URL:** <https://community.monzo.com/t/card-error-using-contactless/25771>\
**Category:** Help\
**Created:** [19 October 2017 20:41 UTC](https://community.monzo.com/t/card-error-using-contactless/25771 "2017-10-19T20:41:42Z")\
**Posts on this page:** 10\
**Page:** 1

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**Author:** ![anon18302928](https://avatars.discourse-cdn.com/v4/letter/a/a8b319/32.png) [@anon18302928](https://community.monzo.com/u/anon18302928)\
**Post date:** [19 October 2017 20:41 UTC](https://community.monzo.com/t/card-error-using-contactless/25771/1 "2017-10-19T20:41:42Z")

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Hello everybody!  
I’ve received earlier this week my Monzo Card.

Yesterday I tried to pay using contactless in a Tesco Express, and I’ve got a Card Error on the POS display. The same today when I tried to pay via contactless in Costa, Card Error on the POS display. Honestly I didn’t try using the chip. Also, the app doesn’t show any error about the two failures above.

However I tried to grab some cash from the ATM and that worked fine and the transaction appeared in the app.

Is there a reson why the card didn’t work? Is there a contactless activation that I am supposed to do, or it should be enough the first activation when the card arrived?

Thanks!  
Salvo

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**Author:** ![TonyHoyle](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/tonyhoyle/32/3357_2.png) [@TonyHoyle](https://community.monzo.com/u/TonyHoyle)\
**Post date:** [19 October 2017 20:43 UTC](https://community.monzo.com/t/card-error-using-contactless/25771/2 "2017-10-19T20:43:28Z")

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The first time you get the card you should make at least one transaction with chip and pin. Contactless is sometimes (always?) locked out until that happens - I presume to avoid the problem of a card lost in the post being used without the pin.

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**Author:** ![BobT](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/bobt/32/5151_2.png) [@BobT](https://community.monzo.com/u/BobT)\
**Post date:** [19 October 2017 20:43 UTC](https://community.monzo.com/t/card-error-using-contactless/25771/3 "2017-10-19T20:43:58Z")

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I’ve read here previously that you need to do a chip and pin POS transaction before contactless will work.

EDIT: Yeah, beaten to it 😂

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**Author:** ![anon18302928](https://avatars.discourse-cdn.com/v4/letter/a/a8b319/32.png) [@anon18302928](https://community.monzo.com/u/anon18302928)\
**Post date:** [19 October 2017 20:56 UTC](https://community.monzo.com/t/card-error-using-contactless/25771/4 "2017-10-19T20:56:24Z")

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Wonderful, I will try as soon as I can and come back with a response, which might be helpful for other people.

Thank you guys!

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**Author:** ![anon23935806](https://avatars.discourse-cdn.com/v4/letter/a/58f4c7/32.png) [@anon23935806](https://community.monzo.com/u/anon23935806)\
**Post date:** [19 October 2017 21:03 UTC](https://community.monzo.com/t/card-error-using-contactless/25771/5 "2017-10-19T21:03:41Z")

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Presumably this is to prevent a crooked mailman from paying his morning coffee by tapping a :monzo: welcome letter on the card reader. 😂

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**Author:** ![anon93718513](https://avatars.discourse-cdn.com/v4/letter/a/d78d45/32.png) [@anon93718513](https://community.monzo.com/u/anon93718513)\
**Post date:** [19 October 2017 21:06 UTC](https://community.monzo.com/t/card-error-using-contactless/25771/6 "2017-10-19T21:06:13Z")

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Wouldn’t work as cards have to provisioned in app 😉

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**Author:** ![semikie](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/semikie/32/2402_2.png) [@semikie](https://community.monzo.com/u/semikie)\
**Post date:** [20 October 2017 06:04 UTC](https://community.monzo.com/t/card-error-using-contactless/25771/7 "2017-10-20T06:04:23Z")

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What an outrageous thing to say!

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**Author:** ![anon38274058](https://avatars.discourse-cdn.com/v4/letter/a/f9ae1b/32.png) [@anon38274058](https://community.monzo.com/u/anon38274058)\
**Post date:** [20 October 2017 19:29 UTC](https://community.monzo.com/t/card-error-using-contactless/25771/8 "2017-10-20T19:29:24Z")

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> [@semikie](#):
>
> What an outrageous thing to say!

Which bit semikie? 🙂

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**Author:** ![anon18302928](https://avatars.discourse-cdn.com/v4/letter/a/a8b319/32.png) [@anon18302928](https://community.monzo.com/u/anon18302928)\
**Post date:** [20 October 2017 20:19 UTC](https://community.monzo.com/t/card-error-using-contactless/25771/9 "2017-10-20T20:19:37Z")

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Paying with chip+pin enabled the contactless 🙂

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**Author:** ![anon23935806](https://avatars.discourse-cdn.com/v4/letter/a/58f4c7/32.png) [@anon23935806](https://community.monzo.com/u/anon23935806)\
**Post date:** [20 October 2017 23:01 UTC](https://community.monzo.com/t/card-error-using-contactless/25771/10 "2017-10-20T23:01:32Z")

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Presumably the prepaid card’s firmware is off-the-shelf and was designed with assumption that the card being sent out is already linked to an account so it makes sense to keep contactless off until the first PIN-verified transaction.
