I was wondering if there could be enhancements to highlight direct debits shown in the scheduled payments list to flag them as inactive?
Even a X months since last taken or something similar?
Maybe Iâve misunderstood the query.
I donât think so - what you posted is what the OP asked - that there is some indication that a scheduled payment is inactive. What Monzo actually does, as youâve correctly posted, is not highlight a payment as âinactiveâ but it does say âlast paid___â which shows it hasnât been active since then.
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If theyâre inactive just cancel the instruction then they wont appear in the list
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I must be using the wrong point of reference or maybe as others have suggested, itâs a byproduct of not doing regular house keeping on the direct debits themselves.
I use pots to pay direct debits that fall into two different groups from my Monzo Joint account.
Pot 1: Direct debits where the amount doesnât fluctuate (predicable amounts) -shown in the screenshot
Pot 2: Direct debits where the amount changes each time.
I use the âleft to payâ function regularly and have added the screenshot.
I have circled two scheduled payments that appear in the left to pay despite them not being active in at least 3 months.
Maybe I was just thinking some functionality could be added to suggest deleting left over direct debits no longer active or adding some context in the left to pay tab to reflect the that the payments in the list may not be truly representative of what is actually left to pay.
Thanks for everyoneâs input and suggestionsâŠ
Itâs tough for Monzo to delete them as you may have changed your monthly to 6 monthly and youâd be really annoyed if it failed
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Yeah, agreed.
I think auto-deleting them isnât necessary, however flagging up a gap in payments is probably a good thing.
Direct Debits become dormant if theyâre not triggered by the company in 13 months, so you donât really need to worry about them hanging around forever. Just leave them be.
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