Yeah, no issues at all
I agree and had the same experience. I now always have to carry a back up card as monzo can’t always be relied upon like mainstream banks
Apple Pay showing the same error invalid card, is there a chance Apple Pay is generating different version of this BIN which is rejected by BORICA again on the contactless POS?
NO card can be relied upon. I’ve had far fewer issues with Monzo (not in Bulgaria but overall) than most cards. I always say at least three different issuers and networks should be carried at all times.
Most probably this is the issue as I found in Apple Pay dev pages that “This BIN will differ from the BIN of the underlying card“