# Be part of our cashback pilot šŸŽ‰ **URL:** \ **Category:** News & Updates\ **Created:** [12 June 2023 11:20 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816 "2023-06-12T11:20:24Z")\ **Posts on this page:** 20\ **Page:** 34
**Author:** ![dinosm](https://avatars.discourse-cdn.com/v4/letter/d/71c47a/32.png) [@dinosm](https://community.monzo.com/u/dinosm)\ **Post date:** [8 July 2023 18:08 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/831 "2023-07-08T18:08:38Z")
Indirectly, by Ian fixing a couple of Spar purchases that didnā€™t work, so it does indeed cover them. ---
**Author:** ![Nightpaws](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/nightpaws/32/71188_2.png) [@Nightpaws](https://community.monzo.com/u/Nightpaws)\ **Post date:** [10 July 2023 00:55 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/832 "2023-07-10T00:55:19Z")
Ran head first into the cashback limit today, have to say that itā€™s a bit disappointing to make a decent sized purchase and have it cap out the cashback. Wonder if there could be a slightly more flexible boundary on it like counting the last transaction that takes you over the cap (with a slightly higher cutoff) just to avoid having that disappointment when you go over the limit unexpectedly. Finding out I could have saved a few more quid by waiting a day feels a bit meh in hindsight. Not the end of the world, just an observation. ---
**Author:** ![BristolMatt](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/bristolmatt/32/25258_2.png) [@BristolMatt](https://community.monzo.com/u/BristolMatt)\ **Post date:** [10 July 2023 14:36 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/834 "2023-07-10T14:36:52Z")
Iā€™m very intrigued to see what comes nextā€¦ hoping it isnā€™t going to be a massive disappointment. ---
**Author:** ![JackO](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/jacko/32/27514_2.png) [@JackO](https://community.monzo.com/u/JackO)\ **Post date:** [10 July 2023 15:17 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/835 "2023-07-10T15:17:28Z")
Possibly was a risk to choose these offers to start unless they are similar to those that will be offered. I suppose to get feedback they needed offers lots would use. It also is a v limited trial. Iā€™d be pleasantly surprised if the offers were this good once it fully launches. Iā€™m expecting something similar to Curveā€™s or Santander rewards. ---
**Author:** ![Lewis730](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/lewis730/32/88365_2.png) [@Lewis730](https://community.monzo.com/u/Lewis730)\ **Post date:** [10 July 2023 16:30 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/836 "2023-07-10T16:30:40Z")
I understand what youā€™re saying but thatā€™s also not a Monzo problem? Thereā€™s a cap in place, if you want to maximise it every month then you have to be clever where and how you spend, itā€™s like any deal. Itā€™s why I sign up to places with a birthday thatā€™s only a couple of days away, wait till I get my discount email or voucher and then order. If they started letting people go over on their last purchase ā€œto avoid disappointmentā€ then everyone would just save a massive purchase till last, game the system and itā€™d cost so much more for Monzo or whoeverā€™s financing the deals, theyā€™re going to want to protect against that. ---
**Author:** ![Nightpaws](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/nightpaws/32/71188_2.png) [@Nightpaws](https://community.monzo.com/u/Nightpaws)\ **Post date:** [10 July 2023 16:47 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/837 "2023-07-10T16:47:10Z")
Iā€™m not saying ā€˜fix it nowā€™ or ā€˜do it this wayā€™ - just highlighting a potential thing that could come up based on my experience before Monzo roll it out to everyone with some of my thoughts. ---
**Author:** ![Revels](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/revels/32/120556_2.png) [@Revels](https://community.monzo.com/u/Revels)\ **Post date:** [10 July 2023 16:49 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/838 "2023-07-10T16:49:24Z")
Most people are aware of how limits work, itā€™s not really confusing. Making it so that your last transaction can go over makes it more confusing. ---
**Author:** ![SajSabir](https://avatars.discourse-cdn.com/v4/letter/s/aca169/32.png) [@SajSabir](https://community.monzo.com/u/SajSabir)\ **Post date:** [10 July 2023 17:23 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/839 "2023-07-10T17:23:18Z")
Came across this post so decided to post a quick comment. Not seen the cashback feature on Monzo but will check it out, however I donā€™t like how where you spend your money is limited to partners that have signed up with Monzo. I do like Chaseā€™s cashback as it doesnā€™t restrict you to any particular retailer etc, also I even get cashback when using it abroad. ---
**Author:** ![Carlo1460](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/carlo1460/32/122202_2.png) [@Carlo1460](https://community.monzo.com/u/Carlo1460)\ **Post date:** [10 July 2023 17:26 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/840 "2023-07-10T17:26:03Z")
Monzo is paying the cashback on the trial, but when live, itā€™ll be the merchants paying (happily be corrected on this). Chase covers the cost on theirs I believe hence they can offer it on all transactions. ---
**Author:** ![Chris\_R](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/chris_r/32/52490_2.png) [@Chris\_R](https://community.monzo.com/u/Chris_R)\ **Post date:** [10 July 2023 17:30 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/841 "2023-07-10T17:30:12Z")
If it helps, cashback limits may be subject to change once live for all customers. But even so, I think it might be helpful to have a countdown showing how much available cashback is available in the 28 days rolling period - a bit like the other limits available in the app. Also showing how much has been earned in the same period. That way itā€™s more obvious when youā€™ll hit the limit if there continues to be one ---
**Author:** ![thehamshackman](https://avatars.discourse-cdn.com/v4/letter/t/d9b06d/32.png) [@thehamshackman](https://community.monzo.com/u/thehamshackman)\ **Post date:** [10 July 2023 17:45 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/842 "2023-07-10T17:45:53Z")
@SajSabir The Monzo cashback is a trial, being funded, as far as we know, entirely by Monzo themselves, so limiting the range of retailers is fair, I think. Iā€™m not part of the trail group so donā€™t know exactly what the range of retailers is. From reading this thread it would seem fairly extensive for such a trial. But to be clear: This is not currently being funded by a partner sign-up The engagement of Monzo staff on this thread, particularly helping sort out difficult Merchant issues is to be applauded. To me, at least, there seems to be a very genuine willingness to engage with customers to both monitor and learn from how the trial is panning out. Information on any wider and/or incremental growth of the trial towards it being a fully-fledged offer will be coming in a few days time - I guess weā€™ll get some indication then on just how succesful the trial has been and how the machinery to make this all work has functioned. ---
**Author:** ![SajSabir](https://avatars.discourse-cdn.com/v4/letter/s/aca169/32.png) [@SajSabir](https://community.monzo.com/u/SajSabir)\ **Post date:** [10 July 2023 17:55 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/843 "2023-07-10T17:55:02Z")
I guess Chase are big enough to throw money at it to help build up customer numbers ---
**Author:** ![PaulUK](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/pauluk/32/57221_2.png) [@PaulUK](https://community.monzo.com/u/PaulUK)\ **Post date:** [10 July 2023 19:03 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/844 "2023-07-10T19:03:32Z")
Even the Chase offer has a bag of exclusions though. Itā€™s not 1% on **everything** ---
**Author:** ![coffeemadman](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/coffeemadman/32/125134_2.png) [@coffeemadman](https://community.monzo.com/u/coffeemadman)\ **Post date:** [10 July 2023 20:01 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/845 "2023-07-10T20:01:44Z")
True but it covers most everyday spending. Which is sort of how it markets it mostly. ---
**Author:** ![Revels](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/revels/32/120556_2.png) [@Revels](https://community.monzo.com/u/Revels)\ **Post date:** [10 July 2023 20:45 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/846 "2023-07-10T20:45:31Z")
It depends hugely on the retailers though. Someone (I canā€™t be bothered to scroll and check) hit the Ā£20 limit at Morrisons very easily. Thatā€™s a Ā£2k spend to get that with Chase! Me, Iā€™ve got Ā£1.84 šŸ’øšŸ’ø so Iā€™d have been much better off with Chase ---
**Author:** ![davidwalton](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/davidwalton/32/125295_2.png) [@davidwalton](https://community.monzo.com/u/davidwalton)\ **Post date:** [10 July 2023 20:49 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/847 "2023-07-10T20:49:20Z")
@MrsW maxed out at Ā£20 a few days ago and missed about Ā£3 ā€˜extraā€™ (aka: with no limit, sheā€™d have hit Ā£23 by now) Iā€™ve got Ā£8.34 so far in the same cycle. Kinda shows whoā€™s tight and who spends. ---
**Author:** ![Carlo1460](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/carlo1460/32/122202_2.png) [@Carlo1460](https://community.monzo.com/u/Carlo1460)\ **Post date:** [10 July 2023 20:56 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/848 "2023-07-10T20:56:49Z")
I got about Ā£9 odd over a week, but that was just trialling it, missed out on a few Ā£ for buying from pets at home and then wondering why cashback didnā€™t come - didnā€™t activate it šŸ™ƒ ---
**Author:** ![HoldenCarver](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/holdencarver/32/32425_2.png) [@HoldenCarver](https://community.monzo.com/u/HoldenCarver)\ **Post date:** [10 July 2023 22:53 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/849 "2023-07-10T22:53:47Z")
I hit the limit easily enough. Supermarket shops alone were probably good enough for it. I havenā€™t looked to calculate how much I ā€˜missed outā€™ on, no point in tormenting myself. Not least because the cap was clear from the very start, so I canā€™t claim surprise (I knew) nor unfairness (they couldnā€™t have been any more up-front). ---
**Author:** ![projectfortytwo](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/projectfortytwo/32/82645_2.png) [@projectfortytwo](https://community.monzo.com/u/projectfortytwo)\ **Post date:** [11 July 2023 07:46 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/851 "2023-07-11T07:46:57Z")
> [@davidwalton](#): > > whoā€™s tight and who spends As a Yorkshireman Iā€™d probably use the words ā€œcarefulā€ and ā€œprofligateā€ šŸ˜‚ ---
**Author:** ![iankent](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/iankent/32/70909_2.png) [@iankent](https://community.monzo.com/u/iankent)\ **Post date:** [11 July 2023 16:04 UTC](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816/852 "2023-07-11T16:04:59Z")
Can anyone help me out here? šŸ™ Whatā€™s 10 x Ā£20? šŸ¤” šŸ¤‘ [Previous page](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816.md?page=33) [Next page](https://community.monzo.com/t/be-part-of-our-cashback-pilot/148816.md?page=35)