Barclays Chat

Good to know! I’m not sure if having a pending application in the app will cause an issue. Will wait a few weeks and give it a try. Thanks

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How long after opening the Premier did you receive the letter saying you didn’t meet the requirements? I was having a play around in the app to see how easy the upgrade process was, expecting it to say I didn’t meet the requirements and before I knew it, it has upgraded my account. I didn’t alter any information, so my salary was below the £75k but it still did it and I have received a welcome letter online :thinking:

:crossed_fingers:

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Yeah that’ll happen when they find your profile. Hopefully will be opened coming week. Then just wait for card and pin to re-set up app!

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About a year.

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Thanks. That’s what the letter seems to suggest.

Did they change your card back to standard etc?

I never did get the Premier card so I don’t know.

I’ve just looked at my statements. Account opened in April 2023, it was Premier Barclays statements until May 2024 when it changed to Barclays statements.

However I have had a £12 fee every month, 1,500 Avios each month since April 2023 (to at least May 2025) and in April 2024 and April 2025 I got a BA Upgrade Voucher.

I’m basically going to leave it until they stop giving me Avios. I don’t use the account at all.

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Speaking of Barclays. This is a weird ad for them… doesn’t look Barclays at all:

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Their app wouldn’t be so bad if it was quick. Next level lag.

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And the video screen show is very tedious :yawning_face: until you finally get into the app

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Just got a txt saying thanks for opening an additional account and card has been posted, so looks like they found my old profile.

Thanks for the tip.

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No worries! Glad to hear it worked!

I’m interested in opening a Premier Banking account, but I don’t earn anywhere near £75k. Could I transfer in £5k and then quickly transfer it out?

You’re not eligible? - I don’t think that would work as I’m sure you declare your income to them during the application process?

Open a standard account first then upgrade it in the app. You’ll have at least a year to test meeting the criteria :face_with_tongue:

You do have to call them and have an additional hard search to subsequently get the black card though.

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Interesting they run a credit check for the black card.

It’s been a while since I’ve had a Barclays Current Account but they used to issue two types of debit cards, starting either 4658 or 4659.

If your card started 4658 it could not be used for purchases that didn’t connect to the bank like on planes and trains etc.

If you wanted to ‘upgrade’ to a 4659 card they ran a credit check.

This was years ago - no idea if it’s still the same or if they even issue ‘full authorisation’ cards anymore.

4659 was/is called a Connect card and 4658 is Connect (Electonic). The Connect (Electronic) was online-only and essentially replaced the Visa Electron. It was used for basic bank accounts, Barclayplus and Young Persons’ accounts, and also for those that did not qualify for a full Connect card. Basically means you can’t go overdrawn.

When contactless first became a thing, they weren’t contactless-enabled, nor could you add them to Apple Pay. I think you can now though.

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My basic account is 4659, allows Apple Pay, but no lending or blue rewards.

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I wonder if replacing a lost or damaged card whilst holding a Premier account would yield a black replacement :thinking:

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Maybe they just issued the full version as standard now. My info is ~15 years old now.