Are there fees on withdrawing cash in the U.K.?

The limit is £400 a day?

Also, what’s the max limit on my account for online spending? Say if I wanted to buy a computer.

Thanks in advance!

No, there isn’t.

I’m not aware of an online limit (It’s 10k for me, you can check in the app - but it’s a soft limit CS can change) (but assuming you don’t trigger fraud detection measures!).


Hi there, monzo won’t charge fees for using a cash machine in the UK, although the machine might and it should say this clearly, ( certain machines come up with a message ‘your provider may charge you a fee for using this machine’ this isn’t the case and monzo will not charge you )

Maximum limit for a card transaction is 10k but if you need that lifting message support and they can help.


Thank you!

Thanks! Where can I find my limitations?

Thank you!

Account -> Manage card -> Limitations -> Spending and Card Limits


Thanks again!

1 Like

That will be one nice computer!


The only time this will become a real issue is for buying jewellery, cars and holidays.

I do think the limit should be higher though in fairness.

I’ll let you have cars…but 10k holidays and jewellery? Where you taking me?

1 Like

Let’s be fair if a family decided to go to Disneyworld I don’t think you would be far away from what I can gather.

Any sort of Caribbean holiday or cruise of great quality.

Decent watch or an engagement ring.

Granted all rare payments but ultimately instances that could happen.

1 Like

With rare one off payments you can just ask for a temporary increase so it’s all good.

The limit is 10k per day on the card and 10k transfer per day. 99.9% of people aren’t going to break that limit.

Spending over 10k on an engagement ring, I’d seriously reconsider your priorities (and materialism) haha!


This topic was automatically closed 180 days after the last reply. New replies are no longer allowed.