# Any one know what Co-op Bank or TSB is like **URL:** \ **Category:** Financial Chat\ **Created:** [20 December 2020 18:33 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772 "2020-12-20T18:33:26Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![anon67583189](https://avatars.discourse-cdn.com/v4/letter/a/f1d935/32.png) [@anon67583189](https://community.monzo.com/u/anon67583189)\ **Post date:** [20 December 2020 18:33 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/1 "2020-12-20T18:33:26Z")
anyone know what Co-op bank or TSB is like ---
**Author:** ![phildawson](https://avatars.discourse-cdn.com/v4/letter/p/bbe5ce/32.png) [@phildawson](https://community.monzo.com/u/phildawson)\ **Post date:** [20 December 2020 19:27 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/4 "2020-12-20T19:27:02Z")
Not great. TSB is being sold off soon isn’t it? Bought for £1.7 billion and will sell for a couple quid > **[Personal banking service quality – Great Britain](https://www.ipsos.com/ipsos-mori/en-uk/personal-banking-service-quality-great-britain-august-2020)** > > Independent service quality survey results ---
**Author:** ![anon21501491](https://avatars.discourse-cdn.com/v4/letter/a/fbc32d/32.png) [@anon21501491](https://community.monzo.com/u/anon21501491)\ **Post date:** [20 December 2020 19:45 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/5 "2020-12-20T19:45:56Z")
I was with TSB for about half a year. It was OK, 1.5pc interest rate on any funds not needed week to week. The app however gradually began to barely ever work, I received £50 in comp but switched away when other banks started offering bribes. It now doesn’t pay any interest, I think they have an account that can pay you £5 for using the debit card a bit though ---
**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\ **Post date:** [20 December 2020 20:26 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/6 "2020-12-20T20:26:06Z")
You can find lots of topics on both those banks by searching on here. Also check out some reviews websites like Trustpilot. This will give you far more experiences to read and form your own conclusion from. ---
**Author:** ![anon67583189](https://avatars.discourse-cdn.com/v4/letter/a/f1d935/32.png) [@anon67583189](https://community.monzo.com/u/anon67583189)\ **Post date:** [20 December 2020 20:35 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/7 "2020-12-20T20:35:45Z")
ok i just want 1 of these where i can easily put money in ---
**Author:** ![Revels](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/revels/32/120556_2.png) [@Revels](https://community.monzo.com/u/Revels)\ **Post date:** [20 December 2020 20:37 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/8 "2020-12-20T20:37:21Z")
Why these banks specifically? ---
**Author:** ![anon67583189](https://avatars.discourse-cdn.com/v4/letter/a/f1d935/32.png) [@anon67583189](https://community.monzo.com/u/anon67583189)\ **Post date:** [20 December 2020 20:38 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/9 "2020-12-20T20:38:43Z")
cause i dont have vaild id anymore and these ones can comfirm who i am by doing checks others i have tried need id from me ---
**Author:** ![Revels](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/revels/32/120556_2.png) [@Revels](https://community.monzo.com/u/Revels)\ **Post date:** [20 December 2020 20:41 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/10 "2020-12-20T20:41:47Z")
Get some ID? That’ll make things easier in the long run and give you a wider choice of (better) banks. ---
**Author:** ![anon67583189](https://avatars.discourse-cdn.com/v4/letter/a/f1d935/32.png) [@anon67583189](https://community.monzo.com/u/anon67583189)\ **Post date:** [20 December 2020 20:44 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/11 "2020-12-20T20:44:02Z")
well at the minute there is no point because i dont travel so no need for a passport and i dont drive so no point for the driving license as i dont drive and i dont dfancy paying money out just for me to open a bank account ---
**Author:** ![gt94sss2](https://avatars.discourse-cdn.com/v4/letter/g/ee7513/32.png) [@gt94sss2](https://community.monzo.com/u/gt94sss2)\ **Post date:** [20 December 2020 20:49 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/12 "2020-12-20T20:49:01Z")
Most banks allow you to deposit cash and cheques in at Post Offices - do you have a local PO you could use? You woudn’t need ID - just your bank card (and perhaps a paying in slip depending on the bank in question) ---
**Author:** ![anon67583189](https://avatars.discourse-cdn.com/v4/letter/a/f1d935/32.png) [@anon67583189](https://community.monzo.com/u/anon67583189)\ **Post date:** [20 December 2020 20:49 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/13 "2020-12-20T20:49:45Z")
yeah i do right across the road from me with tsb it takes 2 days with co-op its straight away when u deposit cash ---
**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\ **Post date:** [20 December 2020 20:56 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/14 "2020-12-20T20:56:29Z")
You’re going to need ID for many more things other than a bank. It’s worth the small investment. ---
**Author:** ![Ryan1992](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ryan1992/32/22649_2.png) [@Ryan1992](https://community.monzo.com/u/Ryan1992)\ **Post date:** [20 December 2020 20:56 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/15 "2020-12-20T20:56:49Z")
I was with the Lloyds TSB since I was in my early teens, had the account all through my university days and then my Graduate Account. Once they split and became TSB, it all went downhill from there. Such an unreliable service! ---
**Author:** ![anon67583189](https://avatars.discourse-cdn.com/v4/letter/a/f1d935/32.png) [@anon67583189](https://community.monzo.com/u/anon67583189)\ **Post date:** [20 December 2020 20:58 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/16 "2020-12-20T20:58:35Z")
im swaying to go with co-op bank ---
**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\ **Post date:** [20 December 2020 21:00 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/17 "2020-12-20T21:00:15Z")
Don’t forget to delete all your comments when you’ve decided 😉 ---
**Author:** ![anon67583189](https://avatars.discourse-cdn.com/v4/letter/a/f1d935/32.png) [@anon67583189](https://community.monzo.com/u/anon67583189)\ **Post date:** [20 December 2020 21:01 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/18 "2020-12-20T21:01:13Z")
have you come here just to start ---
**Author:** ![danderan](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/danderan/32/33062_2.png) [@danderan](https://community.monzo.com/u/danderan)\ **Post date:** [20 December 2020 21:21 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/19 "2020-12-20T21:21:51Z")
Co-op bank no longer has any link to the Co-operative society and their future is uncertain. Caveat emptor. ---
**Author:** ![anon67583189](https://avatars.discourse-cdn.com/v4/letter/a/f1d935/32.png) [@anon67583189](https://community.monzo.com/u/anon67583189)\ **Post date:** [20 December 2020 21:22 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/20 "2020-12-20T21:22:33Z")
ok also TSB future is uncertain as well ---
**Author:** ![Demmedelusive](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/demmedelusive/32/62464_2.png) [@Demmedelusive](https://community.monzo.com/u/Demmedelusive)\ **Post date:** [20 December 2020 21:24 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/21 "2020-12-20T21:24:00Z")
All in all, play the slightly longer game and get some ID. It’ll make sense down the road… > [@anon67583189](#): > > cause i dont have vaild id anymore Out of interest, what ID did you have? ---
**Author:** ![anon67583189](https://avatars.discourse-cdn.com/v4/letter/a/f1d935/32.png) [@anon67583189](https://community.monzo.com/u/anon67583189)\ **Post date:** [20 December 2020 21:38 UTC](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772/22 "2020-12-20T21:38:16Z")
none due to the fact i had to give up my diving license and my passport is out of date [Next page](https://community.monzo.com/t/any-one-know-what-co-op-bank-or-tsb-is-like/110772.md?page=2)