# Any crowdfunding plans? **URL:** \ **Category:** Crowdfunding & Investors\ **Created:** [13 July 2019 00:49 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162 "2019-07-13T00:49:18Z")\ **Posts on this page:** 20\ **Page:** 1
**Author:** ![aia](https://avatars.discourse-cdn.com/v4/letter/a/d2c977/32.png) [@aia](https://community.monzo.com/u/aia)\ **Post date:** [13 July 2019 00:49 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/1 "2019-07-13T00:49:18Z")
It is on agenda? Sounds like there might be some tangible interest this time around as well. ---
**Author:** ![anon99402360](https://avatars.discourse-cdn.com/v4/letter/a/5e9695/32.png) [@anon99402360](https://community.monzo.com/u/anon99402360)\ **Post date:** [13 July 2019 02:41 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/2 "2019-07-13T02:41:31Z")
> [@aia](#): > > Sounds like there might be some tangible interest Do you mean unlike the other rounds where they broke crowdfunding records, websites and hearts of those that missed out? šŸ˜† Thereā€™s nothing announced and Monzo reports that they are incredibly well capitalised, so I wouldnā€™t expect anything for the next 9 months or so. ---
**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\ **Post date:** [13 July 2019 07:59 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/3 "2019-07-13T07:59:28Z")
In the last Q&A they said itā€™s a possibility in a couple of years šŸ™‚ ---
**Author:** ![aia](https://avatars.discourse-cdn.com/v4/letter/a/d2c977/32.png) [@aia](https://community.monzo.com/u/aia)\ **Post date:** [13 July 2019 08:13 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/4 "2019-07-13T08:13:13Z")
Will be though crowdfunding or institutionals? ---
**Author:** ![anon99402360](https://avatars.discourse-cdn.com/v4/letter/a/5e9695/32.png) [@anon99402360](https://community.monzo.com/u/anon99402360)\ **Post date:** [13 July 2019 08:15 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/5 "2019-07-13T08:15:42Z")
Both I would imagine thatā€™s how it tend to work. ---
**Author:** ![aia](https://avatars.discourse-cdn.com/v4/letter/a/d2c977/32.png) [@aia](https://community.monzo.com/u/aia)\ **Post date:** [13 July 2019 08:35 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/6 "2019-07-13T08:35:14Z")
Helpful. Thanks. No official guidance from the management thought, right? ---
**Author:** ![anon99402360](https://avatars.discourse-cdn.com/v4/letter/a/5e9695/32.png) [@anon99402360](https://community.monzo.com/u/anon99402360)\ **Post date:** [13 July 2019 08:36 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/7 "2019-07-13T08:36:23Z")
No. Itā€™s not planned or announced. ---
**Author:** ![anon99402360](https://avatars.discourse-cdn.com/v4/letter/a/5e9695/32.png) [@anon99402360](https://community.monzo.com/u/anon99402360)\ **Post date:** [13 July 2019 08:37 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/8 "2019-07-13T08:37:34Z")
Shares can be bought privately here: > [@Monzo Shares for sale Wiki](https://community.monzo.com/t/monzo-shares-for-sale-wiki/66112): > > For anyone looking to sell Monzo shares held with Crowdcube please read this section in full and add your details below. If you do have a buyer agreed or a sale etc. Please then also update your details and move your line to the sold section. Approval Monzo is strict on selling shares. Crowdcube requires details of your proposed buyer (a Crowdcube email address) alongside your evidence for sale to submit your request to Monzo. When entering into a sale agreement both parties should be aware thā€¦ ---
**Author:** ![aia](https://avatars.discourse-cdn.com/v4/letter/a/d2c977/32.png) [@aia](https://community.monzo.com/u/aia)\ **Post date:** [13 July 2019 23:21 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/9 "2019-07-13T23:21:10Z")
Got it, thanks. ---
**Author:** ![TomAsh](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/tomash/32/40630_2.png) [@TomAsh](https://community.monzo.com/u/TomAsh)\ **Post date:** [7 September 2019 14:12 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/10 "2019-09-07T14:12:35Z")
Any update on crowdfunding plans? ---
**Author:** ![Ordog](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/ordog/32/22446_2.png) [@Ordog](https://community.monzo.com/u/Ordog)\ **Post date:** [7 September 2019 20:40 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/11 "2019-09-07T20:40:46Z")
The last update we had on this in July (2 months ago) was: ā€œA new crowdfunding round will be a possibility in the next few yearsā€ ---
**Author:** ![aia](https://avatars.discourse-cdn.com/v4/letter/a/d2c977/32.png) [@aia](https://community.monzo.com/u/aia)\ **Post date:** [29 December 2019 12:05 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/12 "2019-12-29T12:05:16Z")
> **[Mobile bank Monzo makes call out to raise tens of millions](https://www.thisismoney.co.uk/money/markets/article-7832677/Mobile-bank-Monzo-makes-call-raise-tens-millions-expansion.html)** > > Digital bank Monzo is in talks with large investors about raising another multi-million pound sum that will be likely to make it one of Britain's largest fintech start-ups. What are the chances that crowdfund investors will be given access to participate? ---
**Author:** ![Lampran](https://avatars.discourse-cdn.com/v4/letter/l/ecd19e/32.png) [@Lampran](https://community.monzo.com/u/Lampran)\ **Post date:** [29 December 2019 17:11 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/13 "2019-12-29T17:11:17Z")
It says it is connected to the round 6 months ago in the FT ---
**Author:** ![rarther](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/rarther/32/11565_2.png) [@rarther](https://community.monzo.com/u/rarther)\ **Post date:** [29 December 2019 18:45 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/14 "2019-12-29T18:45:50Z")
Could it be US crowdfundung (something like what Brewdog did) alongside VC topups? The articles are very light on info so far. Letā€™s wait and seeā€¦ ā€¦or nudge @anon42233114 to find proper info šŸ˜ ---
**Author:** ![Nikhil](https://avatars.discourse-cdn.com/v4/letter/n/b782af/32.png) [@Nikhil](https://community.monzo.com/u/Nikhil)\ **Post date:** [2 January 2020 12:39 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/15 "2020-01-02T12:39:06Z")
Good question they normally always do keep some for us. ---
**Author:** ![Investor\_No1](https://avatars.discourse-cdn.com/v4/letter/i/d9b06d/32.png) [@Investor\_No1](https://community.monzo.com/u/Investor_No1)\ **Post date:** [9 January 2020 00:55 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/16 "2020-01-09T00:55:20Z")
> **[Starling eyes IPO and forecasts break-even by year-end](https://www.finextra.com/newsarticle/35027/starling-eyes-ipo-and-forecasts-break-even-by-year-end)** > > Digital challenger bank Starling is eyeing a float on the London Stock Exchange within the next three years as it forecasts a first full year in profit by the end of 2021. ---
**Author:** ![RossMidd](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/rossmidd/32/19391_2.png) [@RossMidd](https://community.monzo.com/u/RossMidd)\ **Post date:** [24 March 2020 18:20 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/18 "2020-03-24T18:20:44Z")
Has there been any new information on the next Monzo fundraise since the below article from the end of last year? > **[British digital bank Monzo closes in on new fundraising round](https://www.reuters.com/article/us-britain-monzo-fundraising/british-digital-bank-monzo-closes-in-on-new-fundraising-round-idUSKBN1YY0PX)** > > British digital bank Monzo is close to raising between 50 to 100 million pounds ... ---
**Author:** ![Owen8](https://avatars.discourse-cdn.com/v4/letter/o/e56c9b/32.png) [@Owen8](https://community.monzo.com/u/Owen8)\ **Post date:** [24 March 2020 18:40 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/19 "2020-03-24T18:40:18Z")
No I donā€™t think there has been- guessing Monzo are a bit busy at the moment šŸ˜­ ---
**Author:** ![Rat\_au\_van](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/rat_au_van/32/49103_2.png) [@Rat\_au\_van](https://community.monzo.com/u/Rat_au_van)\ **Post date:** [24 March 2020 18:58 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/20 "2020-03-24T18:58:44Z")
Be a terrible time to even consider it, valuations will have dropped for everyone ---
**Author:** ![rarther](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/rarther/32/11565_2.png) [@rarther](https://community.monzo.com/u/rarther)\ **Post date:** [25 March 2020 07:16 UTC](https://community.monzo.com/t/any-crowdfunding-plans/73162/21 "2020-03-25T07:16:59Z")
This is what Tom wrote about his views on fundraising (on [tomblomfield.com](http://tomblomfield.com) years ago, which can now only be found by searching the wayback machine): " **When you go out to raise investment, donā€™t over-optimise for valuation.** PG (Paul graham?-rarther) stood up one Tuesday evening at Y Combinator with a memorable lesson. YC companies are competitive about everything. In each new batch, founders are told not to compete over who can raise at the highest valuation. And every batch, some founders ignore this advice. Airbnb, we were told, raised their seed round of $600k on a valuation of something like $3.5m - certainly nothing like the uncapped convertible notes we sometimes see at the moment. And the Airbnb founders are just fine with how theyā€™re doing. You should spend a little time figuring out what price the market will offer. Choose the investors you think you could work with for next 5-10 years. Donā€™t spend time shopping the deal around to increase your valuation. Also, donā€™t pick crappy investors just because they offer a higher valuation." Obv the company is bigger than Tom so his opinion isnā€™t everything, but I donā€™t think they are going to be waiting around on the sidelines for a VC bubble to return (they could be waiting 5-10 years for that). In the past the round has taken around 3 or 4 months from first speculation to final confirmation, so the completion is not ā€˜lateā€™ yet. [Next page](https://community.monzo.com/t/any-crowdfunding-plans/73162.md?page=2)