Android app includes Google Ads and Google/Facebook tracking libraries

Found a useful service for checking Android app privacy info and was surprised to find the Monzo app has a coupler trackers and even Google Ads included:
https://reports.exodus-privacy.eu.org/en/reports/52829/

Do Google Ads actually show in the app anywhere and if not, why is it included? Also, is it possible to turn off Google and Facebook analytics tracking?

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I presume it’s down to the Google map used on transactions.
Ads aren’t utilised and won’t be as far as I’m aware, it’d be distasteful to utilise them amongst privacy of course.

The Google ones could be for the maps , but can’t think of what the Facebook ones would be for.

Maybe message support, but expect some copy paste half answer to be honest.

The Facebook ones do seem weird. However, they might not actually be present. From the website:

Here is the list of trackers signatures found by static analysis in this APK. This is not a proof of activity of these trackers. The application could contain tracker(s) we do not know yet.

I’d definitely like to hear an answer from someone at Monzo though.

On closer inspection it looks like thee following can be used for app analytics (eg: seeing how many times and how people interact with your app):

  • Google Firebase Analytics
  • Google CrashLytics
  • Facebook Analytics
  • Google DoubleClick

Not sure about the final two:

  • Google Ads
  • Facebook Login

However, they could be written in to the other packages above.

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Here’s some other bank apps for comparison:
TSB (3): https://reports.exodus-privacy.eu.org/en/reports/20383/
Nationwide (0): https://reports.exodus-privacy.eu.org/en/reports/12179/
Barclays (0): https://reports.exodus-privacy.eu.org/en/reports/10991/
Lloyds (0): https://reports.exodus-privacy.eu.org/en/reports/10990/
HSBC (2): https://reports.exodus-privacy.eu.org/en/reports/34/

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A bit worrying. Not sure many would be happy with Facebook having any part of their banking habits.

I think that the Facebook Login is so that you can import a picture from Facebook for your account image. I just checked on iOS and that was an option - not sure on Android

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These Facebook XML files are present in the app, looks like just app analytics to me, but I’m no expert.

data/data/co.uk.getmondo/shared_prefs/com.facebook.sdk.attributionTracking.xml

/data/data/co.uk.getmondo/shared_prefs/com.facebook.sdk.appEventPreferences.xml

/data/data/co.uk.getmondo/shared_prefs/com.facebook.internal.preferences.APP_SETTINGS.xml

.
.

Also this Twitter one which contains an advertising i.d.

/data/data/co.uk.getmondo/shared_prefs/TwitterAdvertisingInfoPreferences.xml

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