# 2 days from now BAC

**URL:** <https://community.monzo.com/t/2-days-from-now-bac/56148>\
**Category:** Monzo Chat\
**Created:** [22 December 2018 19:24 UTC](https://community.monzo.com/t/2-days-from-now-bac/56148 "2018-12-22T19:24:54Z")\
**Posts on this page:** 7\
**Page:** 1

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**Author:** ![viderz](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/viderz/32/29356_2.png) [@viderz](https://community.monzo.com/u/viderz)\
**Post date:** [22 December 2018 19:24 UTC](https://community.monzo.com/t/2-days-from-now-bac/56148/1 "2018-12-22T19:24:54Z")

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If I have a BACS stating two days from now, what date will it be paid, is it inclusive of the day we are on now or 2 days from midnight tonight

Am I right in thinking it’s Monday

TIA

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**Author:** ![glasgow](https://avatars.discourse-cdn.com/v4/letter/g/a698b9/32.png) [@glasgow](https://community.monzo.com/u/glasgow)\
**Post date:** [22 December 2018 19:37 UTC](https://community.monzo.com/t/2-days-from-now-bac/56148/2 "2018-12-22T19:37:17Z")

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Yes it’ll be Monday. BACS debits and credits are sent to your bank the working day before they are processed

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**Author:** ![Drew58](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/drew58/32/61892_2.png) [@Drew58](https://community.monzo.com/u/Drew58)\
**Post date:** [22 December 2018 19:42 UTC](https://community.monzo.com/t/2-days-from-now-bac/56148/3 "2018-12-22T19:42:58Z")

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I always thought BACS didn’t use none working days. So for a payment to pay on Monday the sender would need to set up on Thursday?

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**Author:** ![glasgow](https://avatars.discourse-cdn.com/v4/letter/g/a698b9/32.png) [@glasgow](https://community.monzo.com/u/glasgow)\
**Post date:** [22 December 2018 20:01 UTC](https://community.monzo.com/t/2-days-from-now-bac/56148/4 "2018-12-22T20:01:35Z")

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For a direct debit or credit to be processed on a Monday then Monzo would need to have received the BACS file by Friday so processing would have begun on Thursday with BACS being informed of the debit/credit

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**Author:** ![Drew58](https://dub1.discourse-cdn.com/monzo/user_avatar/community.monzo.com/drew58/32/61892_2.png) [@Drew58](https://community.monzo.com/u/Drew58)\
**Post date:** [22 December 2018 20:19 UTC](https://community.monzo.com/t/2-days-from-now-bac/56148/5 "2018-12-22T20:19:54Z")

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I understand what your saying however if the original poster said it’s paid in 2 days time how is this Monday? It’s 2 working days. If Monzo are purely saying a payment is due out that’s as they were notified on Friday & this it’s 1 day.  
BACS are paid in 2 working days that’s the important part to reference here as Monzo takes money on non working days.

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**Author:** ![glasgow](https://avatars.discourse-cdn.com/v4/letter/g/a698b9/32.png) [@glasgow](https://community.monzo.com/u/glasgow)\
**Post date:** [22 December 2018 20:48 UTC](https://community.monzo.com/t/2-days-from-now-bac/56148/6 "2018-12-22T20:48:43Z")

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When BACS debits/credits appear on Monzo they are shown as calendar days until paid not working days until paid. In screenshot below this will be paid to virgin money on Monday:

![image](https://cdck-file-uploads-global.s3.dualstack.us-west-2.amazonaws.com/monzo/original/3X/1/b/1b3b69a09ec82ab9b13fd1db98ec700e6be499a4.jpeg)

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**Author:** ![system](https://global.discourse-cdn.com/monzo/original/3X/a/e/aedf2f7852aef6ffcd99f29eac49128cfbd2ecc3.svg) [@system](https://community.monzo.com/u/system)\
**Post date:** [20 June 2019 20:48 UTC](https://community.monzo.com/t/2-days-from-now-bac/56148/7 "2019-06-20T20:48:44Z")

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