{"users":[{"id":2,"username":"anon50039658","name":null,"avatar_template":"https://avatars.discourse-cdn.com/v4/letter/a/6de8d8/{size}.png","trust_level":2},{"id":67827,"username":"DanTudorache","name":"Ana Tudorache","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/d/e19adc/{size}.png","trust_level":0},{"id":73545,"username":"Cheikh","name":"Mahieddine","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/c/82dd89/{size}.png","trust_level":0},{"id":115582,"username":"Polz","name":null,"avatar_template":"https://avatars.discourse-cdn.com/v4/letter/p/e47c2d/{size}.png","trust_level":1},{"id":2922,"username":"Investor_No1","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/i/d9b06d/{size}.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":117179,"username":"anon51813783","name":null,"avatar_template":"https://avatars.discourse-cdn.com/v4/letter/a/c2a13f/{size}.png","trust_level":2},{"id":44009,"username":"Lampran","name":"Ham","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/l/ecd19e/{size}.png","trust_level":2},{"id":3082,"username":"Ralph76","name":"Ralph","avatar_template":"/user_avatar/community.monzo.com/ralph76/{size}/64915_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":3},{"id":104443,"username":"RebekahHornsby","name":"Rebekah Hornsby","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/r/8c91f0/{size}.png","primary_group_name":"Monzo","flair_name":"Monzo","flair_url":"https://global.discourse-cdn.com/monzo/original/3X/f/3/f3cca60c966c4cebfe5b1235bdd876ac913d7450.png","flair_group_id":41,"trust_level":4},{"id":4921,"username":"Paulw","name":"Paul","avatar_template":"/user_avatar/community.monzo.com/paulw/{size}/96457_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":3},{"id":69206,"username":"Carlo1460","name":"","avatar_template":"/user_avatar/community.monzo.com/carlo1460/{size}/122202_2.png","trust_level":3},{"id":106763,"username":"harrisonh","name":"Harrison","avatar_template":"/user_avatar/community.monzo.com/harrisonh/{size}/106433_2.png","primary_group_name":"Monzo","flair_name":"Monzo","flair_url":"https://global.discourse-cdn.com/monzo/original/3X/f/3/f3cca60c966c4cebfe5b1235bdd876ac913d7450.png","flair_group_id":41,"trust_level":4},{"id":21364,"username":"caribo","name":"","avatar_template":"/user_avatar/community.monzo.com/caribo/{size}/14085_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":122095,"username":"dara","name":"Dara","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/d/f14d63/{size}.png","primary_group_name":"Monzo","flair_name":"Monzo","flair_url":"https://global.discourse-cdn.com/monzo/original/3X/f/3/f3cca60c966c4cebfe5b1235bdd876ac913d7450.png","flair_group_id":41,"trust_level":4},{"id":54158,"username":"Revels","name":"","avatar_template":"/user_avatar/community.monzo.com/revels/{size}/120556_2.png","trust_level":3},{"id":108932,"username":"tired","name":"I I don’t need your rockin’ chair","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/t/f14d63/{size}.png","trust_level":3},{"id":121587,"username":"LordRec","name":"","avatar_template":"/user_avatar/community.monzo.com/lordrec/{size}/121713_2.png","trust_level":3},{"id":12191,"username":"MBA1413","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/m/90db22/{size}.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":106534,"username":"abhimonzo","name":"abhi","avatar_template":"/user_avatar/community.monzo.com/abhimonzo/{size}/106009_2.png","primary_group_name":"Monzo","flair_name":"Monzo","flair_url":"https://global.discourse-cdn.com/monzo/original/3X/f/3/f3cca60c966c4cebfe5b1235bdd876ac913d7450.png","flair_group_id":41,"trust_level":4},{"id":18611,"username":"davidwalton","name":"Award Winning Hot Coral Analyst","avatar_template":"/user_avatar/community.monzo.com/davidwalton/{size}/111540_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":3},{"id":3165,"username":"coffeemadman","name":"Jonathon 🏳️‍🌈 ","avatar_template":"/user_avatar/community.monzo.com/coffeemadman/{size}/121541_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":3},{"id":25470,"username":"Anarchist","name":"Press ‘Help’ search ‘Contact us’ or email help@monzo.com or call 0800 802 1281","avatar_template":"/user_avatar/community.monzo.com/anarchist/{size}/27895_2.png","trust_level":3},{"id":122789,"username":"fedup13","name":"ben","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/f/c4cdca/{size}.png","trust_level":0},{"id":118805,"username":"AndOrDog","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/a/838e76/{size}.png","trust_level":2},{"id":90753,"username":"topknot_06","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/t/2bfe46/{size}.png","trust_level":2},{"id":54725,"username":"AlanDoe","name":"Alan ","avatar_template":"/user_avatar/community.monzo.com/alandoe/{size}/45031_2.png","primary_group_name":"Monzo","flair_name":"Monzo","flair_url":"https://global.discourse-cdn.com/monzo/original/3X/f/3/f3cca60c966c4cebfe5b1235bdd876ac913d7450.png","flair_group_id":41,"admin":true,"moderator":true,"trust_level":4},{"id":122780,"username":"ethanwalkerR","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/e/e79b87/{size}.png","trust_level":0},{"id":122774,"username":"Sman","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/s/85f322/{size}.png","trust_level":0},{"id":120820,"username":"jo","name":"Member","avatar_template":"/user_avatar/community.monzo.com/jo/{size}/119789_2.png","trust_level":3},{"id":122787,"username":"Maidmagenta","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/m/eb8c5e/{size}.png","trust_level":0},{"id":10304,"username":"HoldenCarver","name":"Nick","avatar_template":"/user_avatar/community.monzo.com/holdencarver/{size}/32425_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":29103,"username":"breville_monkey","name":"","avatar_template":"/user_avatar/community.monzo.com/breville_monkey/{size}/70932_2.png","trust_level":2},{"id":17895,"username":"bea","name":"Beatrice Borbon","avatar_template":"/user_avatar/community.monzo.com/bea/{size}/29111_2.png","trust_level":4},{"id":43723,"username":"gmclean","name":"...","avatar_template":"/user_avatar/community.monzo.com/gmclean/{size}/47932_2.png","trust_level":2},{"id":35737,"username":"Ordog","name":"(╯°□°）╯︵ ┻━┻","avatar_template":"/user_avatar/community.monzo.com/ordog/{size}/22446_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":3},{"id":36910,"username":"RogerB","name":"","avatar_template":"/user_avatar/community.monzo.com/rogerb/{size}/24254_2.png","trust_level":2},{"id":56629,"username":"LizM","name":"","avatar_template":"/user_avatar/community.monzo.com/lizm/{size}/46678_2.png","primary_group_name":"Monzo","flair_name":"Monzo","flair_url":"https://global.discourse-cdn.com/monzo/original/3X/f/3/f3cca60c966c4cebfe5b1235bdd876ac913d7450.png","flair_group_id":41,"trust_level":4},{"id":34247,"username":"hannng","name":"","avatar_template":"/user_avatar/community.monzo.com/hannng/{size}/117396_2.png","trust_level":3},{"id":122729,"username":"AiM","name":"Lynn","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/a/bc8723/{size}.png","trust_level":0},{"id":104059,"username":"Rickyellis2024","name":"Ricky","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/r/5e9695/{size}.png","trust_level":2},{"id":5551,"username":"Sarahm","name":"Sarah","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/s/ee7513/{size}.png","trust_level":4},{"id":52987,"username":"anon90289270","name":null,"avatar_template":"https://avatars.discourse-cdn.com/v4/letter/a/e95f7d/{size}.png","trust_level":2},{"id":39500,"username":"RichardL","name":"Rich","avatar_template":"/user_avatar/community.monzo.com/richardl/{size}/96402_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":3},{"id":59594,"username":"AdamLittle","name":"Adam Little","avatar_template":"/user_avatar/community.monzo.com/adamlittle/{size}/54592_2.png","primary_group_name":"Monzo","flair_name":"Monzo","flair_url":"https://global.discourse-cdn.com/monzo/original/3X/f/3/f3cca60c966c4cebfe5b1235bdd876ac913d7450.png","flair_group_id":41,"admin":true,"moderator":true,"trust_level":4},{"id":27428,"username":"Peter_G","name":"","avatar_template":"/user_avatar/community.monzo.com/peter_g/{size}/89632_2.png","trust_level":3},{"id":56442,"username":"TheoGibson","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/t/85f322/{size}.png","primary_group_name":"Monzo","flair_name":"Monzo","flair_url":"https://global.discourse-cdn.com/monzo/original/3X/f/3/f3cca60c966c4cebfe5b1235bdd876ac913d7450.png","flair_group_id":41,"trust_level":4},{"id":42650,"username":"projectfortytwo","name":"Chris","avatar_template":"/user_avatar/community.monzo.com/projectfortytwo/{size}/82645_2.png","trust_level":3},{"id":90842,"username":"chris_w","name":"Chris","avatar_template":"/user_avatar/community.monzo.com/chris_w/{size}/81305_2.png","primary_group_name":"Monzo","flair_name":"Monzo","flair_url":"https://global.discourse-cdn.com/monzo/original/3X/f/3/f3cca60c966c4cebfe5b1235bdd876ac913d7450.png","flair_group_id":41,"trust_level":4},{"id":8851,"username":"kennydude","name":"Joe","avatar_template":"/user_avatar/community.monzo.com/kennydude/{size}/4894_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":16049,"username":"mmccart1","name":"","avatar_template":"/user_avatar/community.monzo.com/mmccart1/{size}/119081_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":111941,"username":"LondonThing","name":null,"avatar_template":"https://avatars.discourse-cdn.com/v4/letter/l/a88e57/{size}.png","trust_level":1},{"id":319,"username":"Anzo","name":"Andy","avatar_template":"/user_avatar/community.monzo.com/anzo/{size}/49285_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":117136,"username":"Ellie","name":"Ellie Eagle","avatar_template":"/user_avatar/community.monzo.com/ellie/{size}/116825_2.png","primary_group_name":"Monzo","flair_name":"Monzo","flair_url":"https://global.discourse-cdn.com/monzo/original/3X/f/3/f3cca60c966c4cebfe5b1235bdd876ac913d7450.png","flair_group_id":41,"trust_level":4},{"id":84491,"username":"dinosm","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/d/71c47a/{size}.png","trust_level":2},{"id":34301,"username":"JayTay","name":"Jim","avatar_template":"/user_avatar/community.monzo.com/jaytay/{size}/20084_2.png","trust_level":2},{"id":52727,"username":"Ashton","name":"","avatar_template":"/user_avatar/community.monzo.com/ashton/{size}/73297_2.png","trust_level":2},{"id":81646,"username":"DaniShipp","name":"Dani Shipp","avatar_template":"/user_avatar/community.monzo.com/danishipp/{size}/70035_2.png","primary_group_name":"Monzo","flair_name":"Monzo","flair_url":"https://global.discourse-cdn.com/monzo/original/3X/f/3/f3cca60c966c4cebfe5b1235bdd876ac913d7450.png","flair_group_id":41,"moderator":true,"trust_level":4},{"id":102070,"username":"Chrispykreme","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/c/f05b48/{size}.png","trust_level":3},{"id":41734,"username":"WillsT","name":"WT","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/w/b782af/{size}.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":91238,"username":"Arnie7","name":"","avatar_template":"/user_avatar/community.monzo.com/arnie7/{size}/108404_2.png","trust_level":2},{"id":76266,"username":"TwiceNightly","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/t/e95f7d/{size}.png","trust_level":2},{"id":44441,"username":"hernand","name":"Hernan","avatar_template":"/user_avatar/community.monzo.com/hernand/{size}/112748_2.png","primary_group_name":"Monzo","flair_name":"Monzo","flair_url":"https://global.discourse-cdn.com/monzo/original/3X/f/3/f3cca60c966c4cebfe5b1235bdd876ac913d7450.png","flair_group_id":41,"trust_level":4},{"id":3942,"username":"pshores","name":"Peter Shores","avatar_template":"/user_avatar/community.monzo.com/pshores/{size}/2504_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":121455,"username":"descendent","name":"","avatar_template":"/user_avatar/community.monzo.com/descendent/{size}/120129_2.png","trust_level":3},{"id":122663,"username":"myinstagramni","name":"George","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/m/c57346/{size}.png","trust_level":0},{"id":116970,"username":"8XE","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/8/bb73d2/{size}.png","trust_level":3},{"id":118567,"username":"goldswags","name":null,"avatar_template":"/user_avatar/community.monzo.com/goldswags/{size}/118263_2.png","trust_level":2},{"id":20081,"username":"Andyg68uk","name":"Andy Gallagher","avatar_template":"/user_avatar/community.monzo.com/andyg68uk/{size}/10386_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":52462,"username":"Moneysav","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/m/c4cdca/{size}.png","trust_level":2},{"id":4942,"username":"Roberteves92","name":"Rob","avatar_template":"/user_avatar/community.monzo.com/roberteves92/{size}/3161_2.png","trust_level":2},{"id":14727,"username":"wmc7470","name":"","avatar_template":"/user_avatar/community.monzo.com/wmc7470/{size}/7927_2.png","trust_level":2},{"id":1662,"username":"rhyshort","name":"Rhys Short","avatar_template":"/user_avatar/community.monzo.com/rhyshort/{size}/54255_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":17039,"username":"anon75797609","name":null,"avatar_template":"https://avatars.discourse-cdn.com/v4/letter/a/74df32/{size}.png","trust_level":0},{"id":122530,"username":"AboSam","name":"Sam","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/a/ce73a5/{size}.png","trust_level":0},{"id":112881,"username":"Luk3","name":null,"avatar_template":"https://avatars.discourse-cdn.com/v4/letter/l/3e96dc/{size}.png","trust_level":2},{"id":114105,"username":"anchorman","name":"","avatar_template":"/user_avatar/community.monzo.com/anchorman/{size}/117612_2.png","trust_level":2},{"id":91885,"username":"veronique_barbosa","name":"Veronique Barbosa","avatar_template":"/user_avatar/community.monzo.com/veronique_barbosa/{size}/86898_2.png","trust_level":1},{"id":121728,"username":"fras","name":null,"avatar_template":"https://avatars.discourse-cdn.com/v4/letter/f/ee59a6/{size}.png","trust_level":2},{"id":30194,"username":"Tas","name":"Anastasios Morfopoulos","avatar_template":"/user_avatar/community.monzo.com/tas/{size}/15352_2.png","primary_group_name":"Monzo","flair_name":"Monzo","flair_url":"https://global.discourse-cdn.com/monzo/original/3X/f/3/f3cca60c966c4cebfe5b1235bdd876ac913d7450.png","flair_group_id":41,"trust_level":4},{"id":5568,"username":"Chris_R","name":"Chris Rimell","avatar_template":"/user_avatar/community.monzo.com/chris_r/{size}/52490_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":105849,"username":"unabatedshagie","name":"Alex Paterson","avatar_template":"/user_avatar/community.monzo.com/unabatedshagie/{size}/105026_2.png","trust_level":1},{"id":27977,"username":"BritishLibrary","name":"🙃","avatar_template":"/user_avatar/community.monzo.com/britishlibrary/{size}/97251_2.png","trust_level":3},{"id":122546,"username":"likehumansdo","name":null,"avatar_template":"https://avatars.discourse-cdn.com/v4/letter/l/bc79bd/{size}.png","trust_level":2},{"id":122534,"username":"DC380","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/d/b5e925/{size}.png","trust_level":0}],"primary_groups":[{"id":45,"name":"investors"},{"id":41,"name":"Monzo"}],"flair_groups":[{"id":45,"name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_bg_color":"","flair_color":""},{"id":41,"name":"Monzo","flair_url":"https://global.discourse-cdn.com/monzo/original/3X/f/3/f3cca60c966c4cebfe5b1235bdd876ac913d7450.png","flair_bg_color":"","flair_color":""}],"topic_list":{"can_create_topic":false,"more_topics_url":"/c/uk/monzo/5?page=1","per_page":30,"top_tags":[{"id":3,"name":"idea","slug":"idea"},{"id":9,"name":"blog","slug":"blog"},{"id":66,"name":"fraud","slug":"fraud"},{"id":99,"name":"business-banking","slug":"business-banking"},{"id":8,"name":"legacy-bank","slug":"legacy-bank"},{"id":51,"name":"android","slug":"android"},{"id":44,"name":"monzo-usa","slug":"monzo-usa"},{"id":63,"name":"plus","slug":"plus"},{"id":97,"name":"core-experience","slug":"core-experience"},{"id":65,"name":"ifttt","slug":"ifttt"},{"id":43,"name":"lending","slug":"lending"},{"id":113,"name":"max","slug":"max"},{"id":72,"name":"monzo-plus","slug":"monzo-plus"},{"id":103,"name":"monzo-premium","slug":"monzo-premium"},{"id":111,"name":"perks","slug":"perks"},{"id":112,"name":"extra","slug":"extra"},{"id":98,"name":"flex","slug":"flex"},{"id":104,"name":"investments","slug":"investments"},{"id":70,"name":"crowdcube","slug":"crowdcube"},{"id":108,"name":"monzo-max","slug":"monzo-max"},{"id":91,"name":"monzo-uk","slug":"monzo-uk"},{"id":77,"name":"ama","slug":"ama"},{"id":73,"name":"apple","slug":"apple"},{"id":46,"name":"cop","slug":"cop"},{"id":89,"name":"engineering","slug":"engineering"},{"id":74,"name":"iphone","slug":"iphone"},{"id":116,"name":"pensions","slug":"pensions"},{"id":4,"name":"pride","slug":"pride"},{"id":87,"name":"product","slug":"product"},{"id":68,"name":"xero","slug":"xero"},{"id":69,"name":"amazon","slug":"amazon"}],"topics":[{"fancy_title":"About this category","id":13,"title":"About this category","slug":"about-this-category","posts_count":3,"reply_count":0,"highest_post_number":5,"image_url":null,"created_at":"2015-11-23T16:12:24.978Z","last_posted_at":"2021-04-02T22:33:56.330Z","bumped":true,"bumped_at":"2021-04-02T22:33:56.330Z","archetype":"regular","unseen":false,"pinned":true,"unpinned":null,"excerpt":"General chat about all things Monzo, from the app to the current account.","visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":9208,"like_count":0,"has_summary":false,"last_poster_username":"Cheikh","category_id":5,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":2,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":67827,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":73545,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Monzo IPO for Crowdcube Investors","id":184386,"title":"Monzo IPO for Crowdcube Investors","slug":"monzo-ipo-for-crowdcube-investors","posts_count":222,"reply_count":175,"highest_post_number":233,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/5/f/5fe911af9d7ab64474730eaeef2ef8e00128ceb4_2_1024x682.jpeg","created_at":"2025-09-18T09:51:50.083Z","last_posted_at":"2026-07-11T08:07:03.733Z","bumped":true,"bumped_at":"2026-07-11T08:07:03.733Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[{"id":70,"name":"crowdcube","slug":"crowdcube"}],"tags_descriptions":{},"views":19059,"like_count":307,"has_summary":true,"last_poster_username":"Ralph76","category_id":25,"op_like_count":1,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":115582,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":2922,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":117179,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":44009,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":3082,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"We’re launching Grow tab :seedling: [Sign up for early access]","id":190853,"title":"We’re launching Grow tab 🌱 [Sign up for early access]","slug":"we-re-launching-grow-tab-sign-up-for-early-access","posts_count":256,"reply_count":177,"highest_post_number":279,"image_url":"https://global.discourse-cdn.com/monzo/original/3X/5/b/5bc482a24cb55db6a5c4d9b9d81b4d6b5f97440f.png","created_at":"2026-03-10T15:50:05.700Z","last_posted_at":"2026-07-10T13:25:09.410Z","bumped":true,"bumped_at":"2026-07-10T13:25:09.410Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":7474,"like_count":585,"has_summary":true,"last_poster_username":"caribo","category_id":12,"op_like_count":28,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":104443,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Frequent Poster","user_id":4921,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":106763,"primary_group_id":41,"flair_group_id":41},{"extras":"latest","description":"Most Recent Poster","user_id":21364,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"Monzo Mobile! :mobile_phone:","id":194155,"title":"Monzo Mobile! :mobile_phone:","slug":"monzo-mobile","posts_count":374,"reply_count":299,"highest_post_number":427,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/2/7/275ca6ff1b27297cc8daadb080eed424bd054d21_2_1024x704.jpeg","created_at":"2026-05-28T07:44:58.919Z","last_posted_at":"2026-07-10T12:43:46.573Z","bumped":true,"bumped_at":"2026-07-10T12:43:46.573Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"unicode_title":"Monzo Mobile! 📱","tags":[],"tags_descriptions":{},"views":12085,"like_count":708,"has_summary":true,"last_poster_username":"MBA1413","category_id":12,"op_like_count":22,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":122095,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Frequent Poster","user_id":54158,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":108932,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":121587,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":12191,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"Introducing new perks on Monzo Perks and Max :popcorn::pizza: :taxi:🛍️[Uber One just added!]","id":170606,"title":"Introducing new perks on Monzo Perks and Max 🍿🍕 🚕🛍️[Uber One just added!]","slug":"introducing-new-perks-on-monzo-perks-and-max-uber-one-just-added","posts_count":336,"reply_count":250,"highest_post_number":380,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/3/6/360c7021def73fd61af782782b913146dfbccf34_2_1024x629.jpeg","created_at":"2024-10-29T10:19:52.538Z","last_posted_at":"2026-07-09T19:54:08.697Z","bumped":true,"bumped_at":"2026-07-09T19:54:08.697Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[{"id":111,"name":"perks","slug":"perks"},{"id":113,"name":"max","slug":"max"}],"tags_descriptions":{},"views":22648,"like_count":504,"has_summary":true,"last_poster_username":"Anarchist","category_id":5,"op_like_count":32,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":106534,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Frequent Poster","user_id":18611,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":3165,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":25470,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Is there a way to use my bank account with no card?","id":195337,"title":"Is there a way to use my bank account with no card?","slug":"is-there-a-way-to-use-my-bank-account-with-no-card","posts_count":9,"reply_count":5,"highest_post_number":11,"image_url":null,"created_at":"2026-07-09T09:01:55.688Z","last_posted_at":"2026-07-09T11:06:05.716Z","bumped":true,"bumped_at":"2026-07-09T11:06:05.716Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":90,"like_count":3,"has_summary":false,"last_poster_username":"Revels","category_id":5,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":122789,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":108932,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":118805,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":54158,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Monzo One?","id":195332,"title":"Monzo One?","slug":"monzo-one","posts_count":1,"reply_count":6,"highest_post_number":1,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/a/1/a1f1af6ffb319d7d85d4a7b08d2257f76d25750d_2_1024x537.jpeg","created_at":"2026-07-08T21:59:15.747Z","last_posted_at":"2026-07-08T21:59:15.827Z","bumped":true,"bumped_at":"2026-07-09T08:21:38.906Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":true,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":241,"like_count":3,"has_summary":false,"last_poster_username":"topknot_06","category_id":5,"op_like_count":3,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":"latest","description":"Original Poster, Most Recent Poster","user_id":90753,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":54725,"primary_group_id":41,"flair_group_id":41}]},{"fancy_title":"Best place to shop heavyweight hoodie UK with Monzo Perks or cashback?","id":195329,"title":"Best place to shop heavyweight hoodie UK with Monzo Perks or cashback?","slug":"best-place-to-shop-heavyweight-hoodie-uk-with-monzo-perks-or-cashback","posts_count":3,"reply_count":0,"highest_post_number":3,"image_url":null,"created_at":"2026-07-08T21:47:55.553Z","last_posted_at":"2026-07-09T04:49:17.575Z","bumped":true,"bumped_at":"2026-07-09T04:49:17.575Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":true,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":68,"like_count":1,"has_summary":false,"last_poster_username":"tired","category_id":5,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":122780,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":54725,"primary_group_id":41,"flair_group_id":41},{"extras":"latest","description":"Most Recent Poster","user_id":108932,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Turn Around Time - Replacement Card Canada","id":195331,"title":"Turn Around Time - Replacement Card Canada","slug":"turn-around-time-replacement-card-canada","posts_count":2,"reply_count":0,"highest_post_number":2,"image_url":null,"created_at":"2026-07-08T21:48:20.592Z","last_posted_at":"2026-07-08T22:05:23.654Z","bumped":true,"bumped_at":"2026-07-08T22:05:23.654Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":62,"like_count":0,"has_summary":false,"last_poster_username":"jo","category_id":14,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":122774,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":120820,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Other perks?","id":195328,"title":"Other perks?","slug":"other-perks","posts_count":2,"reply_count":0,"highest_post_number":2,"image_url":null,"created_at":"2026-07-08T21:47:47.965Z","last_posted_at":"2026-07-08T22:02:06.289Z","bumped":true,"bumped_at":"2026-07-08T22:02:06.289Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":79,"like_count":1,"has_summary":false,"last_poster_username":"jo","category_id":79,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":122787,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":54725,"primary_group_id":41,"flair_group_id":41},{"extras":"latest","description":"Most Recent Poster","user_id":120820,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Monzo in the Media :newspaper:","id":51194,"title":"Monzo in the Media 📰","slug":"monzo-in-the-media","posts_count":5764,"reply_count":5202,"highest_post_number":7348,"image_url":null,"created_at":"2018-11-05T11:47:37.082Z","last_posted_at":"2026-07-07T21:10:21.793Z","bumped":true,"bumped_at":"2026-07-07T21:10:21.793Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":286244,"like_count":15170,"has_summary":true,"last_poster_username":"jo","category_id":5,"op_like_count":26,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":54725,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Frequent Poster","user_id":10304,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":29103,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":54158,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":120820,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Save £667.95 a year with the 1p Saving Challenge","id":64714,"title":"Save £667.95 a year with the 1p Saving Challenge","slug":"save-667-95-a-year-with-the-1p-saving-challenge","posts_count":128,"reply_count":74,"highest_post_number":130,"image_url":"https://global.discourse-cdn.com/monzo/original/2X/6/673084cc885831461ab2cdd1151ad577cda6a49a.png","created_at":"2019-04-11T10:42:45.228Z","last_posted_at":"2026-07-07T18:42:31.427Z","bumped":true,"bumped_at":"2026-07-07T18:42:31.427Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":20476,"like_count":153,"has_summary":true,"last_poster_username":"AndOrDog","category_id":12,"op_like_count":8,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":17895,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":43723,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":35737,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":36910,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":118805,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"The 2026 Saving Challenge - New year, new levels, plus a new rate for Extra, Perks and Max","id":187426,"title":"The 2026 Saving Challenge - New year, new levels, plus a new rate for Extra, Perks and Max","slug":"the-2026-saving-challenge-new-year-new-levels-plus-a-new-rate-for-extra-perks-and-max","posts_count":131,"reply_count":97,"highest_post_number":144,"image_url":"https://global.discourse-cdn.com/monzo/original/3X/b/b/bb560f566e4b46ae5a0dbf48cbf9731b9560ef52.png","created_at":"2025-12-30T10:09:15.546Z","last_posted_at":"2026-07-07T14:38:44.643Z","bumped":true,"bumped_at":"2026-07-07T14:38:44.643Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":7883,"like_count":200,"has_summary":true,"last_poster_username":"Ordog","category_id":5,"op_like_count":20,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":56629,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Frequent Poster","user_id":34247,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":18611,"primary_group_id":45,"flair_group_id":45},{"extras":"latest","description":"Most Recent Poster","user_id":35737,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"MTD - mileage recording","id":195248,"title":"MTD - mileage recording","slug":"mtd-mileage-recording","posts_count":1,"reply_count":0,"highest_post_number":1,"image_url":null,"created_at":"2026-07-06T09:07:11.530Z","last_posted_at":"2026-07-06T09:07:11.595Z","bumped":true,"bumped_at":"2026-07-06T09:07:11.595Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[{"id":99,"name":"business-banking","slug":"business-banking"}],"tags_descriptions":{},"views":52,"like_count":0,"has_summary":false,"last_poster_username":"AiM","category_id":5,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":"latest single","description":"Original Poster, Most Recent Poster","user_id":122729,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Monzo mobile plans","id":195242,"title":"Monzo mobile plans","slug":"monzo-mobile-plans","posts_count":2,"reply_count":0,"highest_post_number":2,"image_url":null,"created_at":"2026-07-06T07:18:30.621Z","last_posted_at":"2026-07-06T07:29:46.193Z","bumped":true,"bumped_at":"2026-07-06T07:29:46.193Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":112,"like_count":1,"has_summary":false,"last_poster_username":"Carlo1460","category_id":5,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":104059,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Meet the next generation: Monzo for Under 16s :family_adult_child:","id":165980,"title":"Meet the next generation: Monzo for Under 16s 🧑‍🧒","slug":"meet-the-next-generation-monzo-for-under-16s","posts_count":939,"reply_count":678,"highest_post_number":1113,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/c/3/c3f4d50fcf1a873117a1cc6062106b5df8ac756f_2_460x1024.jpeg","created_at":"2024-07-17T08:02:26.383Z","last_posted_at":"2026-07-05T17:34:39.444Z","bumped":true,"bumped_at":"2026-07-05T17:34:39.444Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":52415,"like_count":1816,"has_summary":true,"last_poster_username":"RichardL","category_id":5,"op_like_count":65,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":5551,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":52987,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":35737,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":39500,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"Introducing Monzo Flex – a better way to pay later :rocket: [NEW: Flex on Apple Pay!]","id":122880,"title":"Introducing Monzo Flex – a better way to pay later 🚀 [NEW: Flex on Apple Pay!]","slug":"introducing-monzo-flex-a-better-way-to-pay-later-new-flex-on-apple-pay","posts_count":4604,"reply_count":3843,"highest_post_number":5691,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/9/1/91434e81559f2a7be36dda2f577a5c84235ccd8e_2_1024x602.gif","created_at":"2021-09-16T08:11:05.540Z","last_posted_at":"2026-07-04T15:49:18.473Z","bumped":true,"bumped_at":"2026-07-04T15:49:18.473Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[{"id":98,"name":"flex","slug":"flex"}],"tags_descriptions":{},"views":224224,"like_count":14039,"has_summary":true,"last_poster_username":"projectfortytwo","category_id":12,"op_like_count":39,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":59594,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Frequent Poster","user_id":27428,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":56442,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":42650,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Making Tax Digital for Income Tax in Monzo Business","id":192160,"title":"Making Tax Digital for Income Tax in Monzo Business","slug":"making-tax-digital-for-income-tax-in-monzo-business","posts_count":12,"reply_count":7,"highest_post_number":13,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/f/b/fb793536b68b97acef6fcab358b33d722563a4fc_2_1024x579.jpeg","created_at":"2026-04-02T08:24:14.025Z","last_posted_at":"2026-07-04T13:49:09.824Z","bumped":true,"bumped_at":"2026-07-04T13:49:09.824Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":467,"like_count":11,"has_summary":false,"last_poster_username":"Anzo","category_id":44,"op_like_count":9,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":90842,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Frequent Poster","user_id":8851,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":16049,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":111941,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":319,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"Say hey to Double Payday :tada:","id":186732,"title":"Say hey to Double Payday 🎉","slug":"say-hey-to-double-payday","posts_count":279,"reply_count":193,"highest_post_number":289,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/6/4/64f0d9baf417305b79195955a88be91f0511f9e8_2_470x1024.png","created_at":"2025-12-02T08:04:25.001Z","last_posted_at":"2026-07-04T10:30:07.451Z","bumped":true,"bumped_at":"2026-07-04T10:30:07.451Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":11839,"like_count":674,"has_summary":true,"last_poster_username":"Peter_G","category_id":5,"op_like_count":31,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":117136,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Frequent Poster","user_id":84491,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":35737,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":34301,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":27428,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Introducing our new neon cards! :eyes:","id":134127,"title":"Introducing our new neon cards! 👀","slug":"introducing-our-new-neon-cards","posts_count":1498,"reply_count":1291,"highest_post_number":1980,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/d/9/d998945e6231deee3f5380a3ba9dea0178ac54ff_2_1024x622.jpeg","created_at":"2022-06-15T10:01:06.440Z","last_posted_at":"2026-07-03T20:21:53.338Z","bumped":true,"bumped_at":"2026-07-03T20:21:53.338Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":60885,"like_count":4803,"has_summary":true,"last_poster_username":"Carlo1460","category_id":12,"op_like_count":51,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":54725,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Frequent Poster","user_id":52727,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":54158,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":18611,"primary_group_id":45,"flair_group_id":45},{"extras":"latest","description":"Most Recent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Monzo Pension! [Testing - Pension Prediction tool :abacus:]","id":166343,"title":"Monzo Pension! [Testing - Pension Prediction tool :abacus:]","slug":"monzo-pension-testing-pension-prediction-tool","posts_count":334,"reply_count":262,"highest_post_number":382,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/3/1/3198a45c1088aee04007e04e3ef409f68261d4ac_2_1024x1023.jpeg","created_at":"2024-07-24T08:01:32.614Z","last_posted_at":"2026-07-03T12:24:51.982Z","bumped":true,"bumped_at":"2026-07-03T12:24:51.982Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"unicode_title":"Monzo Pension! [Testing - Pension Prediction tool 🧮]","tags":[{"id":116,"name":"pensions","slug":"pensions"}],"tags_descriptions":{},"views":22190,"like_count":492,"has_summary":true,"last_poster_username":"TwiceNightly","category_id":12,"op_like_count":45,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":81646,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Frequent Poster","user_id":102070,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":41734,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":91238,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":76266,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Introducing Monzo Contents Insurance & Home Insurance :sparkles:","id":177219,"title":"Introducing Monzo Contents Insurance & Home Insurance ✨","slug":"introducing-monzo-contents-insurance-home-insurance","posts_count":107,"reply_count":60,"highest_post_number":134,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/1/7/17f8adcba9c384135166aefd4202cacc6f6a73e0_2_880x1023.jpeg","created_at":"2025-04-01T07:54:52.569Z","last_posted_at":"2026-07-03T09:17:13.983Z","bumped":true,"bumped_at":"2026-07-03T09:17:13.983Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[{"id":121,"name":"insurance","slug":"insurance"}],"tags_descriptions":{},"views":7301,"like_count":211,"has_summary":true,"last_poster_username":"descendent","category_id":12,"op_like_count":30,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":44441,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Frequent Poster","user_id":52987,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":3942,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":121455,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Why is home insurance with monzo so expensive?","id":195143,"title":"Why is home insurance with monzo so expensive?","slug":"why-is-home-insurance-with-monzo-so-expensive","posts_count":12,"reply_count":4,"highest_post_number":13,"image_url":null,"created_at":"2026-07-01T10:02:52.194Z","last_posted_at":"2026-07-03T07:58:52.495Z","bumped":true,"bumped_at":"2026-07-03T07:58:52.495Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":313,"like_count":11,"has_summary":false,"last_poster_username":"Carlo1460","category_id":5,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":122663,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":116970,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":3942,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":118567,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Monzo Currency Accounts :currency_exchange:","id":184334,"title":"Monzo Currency Accounts 💱","slug":"monzo-currency-accounts","posts_count":74,"reply_count":53,"highest_post_number":76,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/5/c/5c98613208fb4df6b3427def4657375c431499e6_2_472x1024.jpeg","created_at":"2025-09-17T10:02:17.522Z","last_posted_at":"2026-06-29T21:37:41.217Z","bumped":true,"bumped_at":"2026-06-29T21:37:41.217Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":3550,"like_count":146,"has_summary":true,"last_poster_username":"LordRec","category_id":5,"op_like_count":10,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":20081,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":52462,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":39500,"primary_group_id":45,"flair_group_id":45},{"extras":"latest","description":"Most Recent Poster","user_id":121587,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":":canary_islands: Monzo in the Canary Islands 🏝️ [Discussion]","id":6777,"title":"🇮🇨 Monzo in the Canary Islands 🏝️ [Discussion]","slug":"monzo-in-the-canary-islands-discussion","posts_count":21,"reply_count":9,"highest_post_number":21,"image_url":null,"created_at":"2016-11-25T11:42:40.489Z","last_posted_at":"2026-06-23T08:04:00.000Z","bumped":true,"bumped_at":"2026-06-29T10:09:35.007Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":11396,"like_count":20,"has_summary":false,"last_poster_username":"AboSam","category_id":14,"op_like_count":2,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":4942,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":14727,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":1662,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":17039,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":122530,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Say hello to Select Access savings - get a higher rate without locking your money away :tada:","id":190901,"title":"Say hello to Select Access savings - get a higher rate without locking your money away 🎉","slug":"say-hello-to-select-access-savings-get-a-higher-rate-without-locking-your-money-away","posts_count":32,"reply_count":17,"highest_post_number":32,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/a/0/a0c0b1523c51a0583b0775e796c2b1edac301643_2_1024x659.jpeg","created_at":"2026-03-11T13:22:43.343Z","last_posted_at":"2026-06-29T10:03:23.493Z","bumped":true,"bumped_at":"2026-06-29T10:03:23.493Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":2691,"like_count":76,"has_summary":false,"last_poster_username":"Paulw","category_id":5,"op_like_count":23,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":106763,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Frequent Poster","user_id":112881,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":118567,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":114105,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":4921,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"Cashback is coming to more customers :rocket:","id":155847,"title":"Cashback is coming to more customers 🚀","slug":"cashback-is-coming-to-more-customers","posts_count":1345,"reply_count":1040,"highest_post_number":1743,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/2/a/2a0085d7cfa2317aa1b92795d6c4cee6c8fbb74a_2_1024x537.png","created_at":"2023-11-09T09:51:33.130Z","last_posted_at":"2026-06-29T09:48:08.061Z","bumped":true,"bumped_at":"2026-06-29T09:48:08.061Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":57726,"like_count":2388,"has_summary":true,"last_poster_username":"fras","category_id":12,"op_like_count":63,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":91885,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":52987,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":35737,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":121728,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Unified Search is Live!","id":190420,"title":"Unified Search is Live!","slug":"unified-search-is-live","posts_count":41,"reply_count":18,"highest_post_number":42,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/2/3/23a229e5a9dadf4b1b7135b9b296a6a3cb28f4ae_2_1024x534.png","created_at":"2026-03-01T08:38:32.406Z","last_posted_at":"2026-06-29T09:38:21.506Z","bumped":true,"bumped_at":"2026-06-29T09:38:21.506Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":1212,"like_count":62,"has_summary":false,"last_poster_username":"Paulw","category_id":5,"op_like_count":9,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":27428,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":114105,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":30194,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Frequent Poster","user_id":5568,"primary_group_id":45,"flair_group_id":45},{"extras":"latest","description":"Most Recent Poster","user_id":4921,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"Thinking about using the pension feature","id":188054,"title":"Thinking about using the pension feature","slug":"thinking-about-using-the-pension-feature","posts_count":7,"reply_count":1,"highest_post_number":7,"image_url":null,"created_at":"2026-01-14T15:57:42.412Z","last_posted_at":"2026-06-28T09:58:00.178Z","bumped":true,"bumped_at":"2026-06-28T09:58:00.178Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[{"id":116,"name":"pensions","slug":"pensions"}],"tags_descriptions":{},"views":557,"like_count":4,"has_summary":false,"last_poster_username":"likehumansdo","category_id":5,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":105849,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":27977,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":34301,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":44009,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":122546,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Upgraded to max can I use my current card until the new one is activated ","id":194894,"title":"Upgraded to max can I use my current card until the new one is activated ","slug":"upgraded-to-max-can-i-use-my-current-card-until-the-new-one-is-activated","posts_count":2,"reply_count":0,"highest_post_number":2,"image_url":null,"created_at":"2026-06-23T07:44:18.564Z","last_posted_at":"2026-06-23T08:03:46.410Z","bumped":true,"bumped_at":"2026-06-23T08:03:46.410Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":96,"like_count":2,"has_summary":false,"last_poster_username":"Carlo1460","category_id":79,"op_like_count":1,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":122534,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null}]}]}}