{"users":[{"id":17941,"username":"cookywook","name":"Richard Cook","avatar_template":"/user_avatar/community.monzo.com/cookywook/{size}/24136_2.png","primary_group_name":"Monzo","flair_name":"Monzo","flair_url":"https://global.discourse-cdn.com/monzo/original/3X/f/3/f3cca60c966c4cebfe5b1235bdd876ac913d7450.png","flair_group_id":41,"admin":true,"trust_level":4},{"id":63300,"username":"Roman1402","name":"Roman Horvath","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/r/bcef8e/{size}.png","trust_level":1},{"id":70293,"username":"elaine1","name":"elaine smith","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/e/9dc877/{size}.png","trust_level":0},{"id":25470,"username":"Anarchist","name":"Press ‘Help’ search ‘Contact us’ or email help@monzo.com or call 0800 802 1281","avatar_template":"/user_avatar/community.monzo.com/anarchist/{size}/27895_2.png","trust_level":3},{"id":82493,"username":"Prophet","name":"DesmondEdwards","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/p/838e76/{size}.png","trust_level":0},{"id":27428,"username":"Peter_G","name":"","avatar_template":"/user_avatar/community.monzo.com/peter_g/{size}/89632_2.png","trust_level":3},{"id":18712,"username":"PaulUK","name":"","avatar_template":"/user_avatar/community.monzo.com/pauluk/{size}/57221_2.png","trust_level":2},{"id":80175,"username":"MrDapper","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/m/a87d85/{size}.png","trust_level":2},{"id":39500,"username":"RichardL","name":"Rich","avatar_template":"/user_avatar/community.monzo.com/richardl/{size}/96402_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":3},{"id":18611,"username":"davidwalton","name":"Award Winning Hot Coral Analyst","avatar_template":"/user_avatar/community.monzo.com/davidwalton/{size}/111540_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":3},{"id":32336,"username":"TTJJ","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/t/5f8ce5/{size}.png","trust_level":2},{"id":100585,"username":"BT1","name":"","avatar_template":"/user_avatar/community.monzo.com/bt1/{size}/105608_2.png","trust_level":2},{"id":74397,"username":"mikez","name":"","avatar_template":"/user_avatar/community.monzo.com/mikez/{size}/115118_2.png","trust_level":3},{"id":69206,"username":"Carlo1460","name":"","avatar_template":"/user_avatar/community.monzo.com/carlo1460/{size}/117663_2.png","trust_level":3},{"id":103287,"username":"Jamie93","name":null,"avatar_template":"https://avatars.discourse-cdn.com/v4/letter/j/6f9a4e/{size}.png","trust_level":3},{"id":77919,"username":"BazzaBhoy","name":"","avatar_template":"/user_avatar/community.monzo.com/bazzabhoy/{size}/109909_2.png","trust_level":2},{"id":34247,"username":"hannng","name":"","avatar_template":"/user_avatar/community.monzo.com/hannng/{size}/117396_2.png","trust_level":3},{"id":100569,"username":"Urpert","name":"","avatar_template":"/user_avatar/community.monzo.com/urpert/{size}/111346_2.png","trust_level":3},{"id":10291,"username":"Bosaw","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/b/94ad74/{size}.png","primary_group_name":"investors","trust_level":3},{"id":3165,"username":"coffeemadman","name":"Jonathon 🏳️‍🌈 ","avatar_template":"/user_avatar/community.monzo.com/coffeemadman/{size}/107211_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":3},{"id":11177,"username":"l33t","name":"","avatar_template":"/user_avatar/community.monzo.com/l33t/{size}/111145_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":52729,"username":"Dan5","name":"Dan","avatar_template":"/user_avatar/community.monzo.com/dan5/{size}/45125_2.png","trust_level":4},{"id":97610,"username":"shysaver","name":"","avatar_template":"/user_avatar/community.monzo.com/shysaver/{size}/91947_2.png","trust_level":2},{"id":116724,"username":"Pyros","name":"Pyro","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/p/97f17d/{size}.png","trust_level":3},{"id":32086,"username":"krr13","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/k/d26b3c/{size}.png","trust_level":2},{"id":71214,"username":"Lightning720","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/l/e68b1a/{size}.png","trust_level":2},{"id":86671,"username":"Boring","name":"If it ain't broke, fix it.","avatar_template":"/user_avatar/community.monzo.com/boring/{size}/105135_2.png","trust_level":2},{"id":48586,"username":"JIMMWX","name":"Village Idiot","avatar_template":"/user_avatar/community.monzo.com/jimmwx/{size}/95737_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":3},{"id":-1,"username":"system","name":"system","avatar_template":"https://global.discourse-cdn.com/monzo/original/3X/a/e/aedf2f7852aef6ffcd99f29eac49128cfbd2ecc3.svg","admin":true,"moderator":true,"trust_level":4},{"id":108309,"username":"GRIXuk","name":null,"avatar_template":"https://avatars.discourse-cdn.com/v4/letter/g/ea5d25/{size}.png","trust_level":2},{"id":113201,"username":"fillip2k","name":"","avatar_template":"/user_avatar/community.monzo.com/fillip2k/{size}/116599_2.png","trust_level":2},{"id":16393,"username":"kolok","name":"Kolok","avatar_template":"/user_avatar/community.monzo.com/kolok/{size}/46634_2.png","trust_level":2},{"id":29103,"username":"breville_monkey","name":"","avatar_template":"/user_avatar/community.monzo.com/breville_monkey/{size}/70932_2.png","trust_level":2},{"id":93446,"username":"dsd23","name":"David","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/d/eb9ed0/{size}.png","trust_level":3},{"id":73513,"username":"Remi","name":"🇬🇧🇪🇺🇱🇹🇷🇺 & 🏳️‍🌈🤞🍀☯️","avatar_template":"/user_avatar/community.monzo.com/remi/{size}/61350_2.png","trust_level":3},{"id":103843,"username":"mon_zo","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/m/da6949/{size}.png","trust_level":2},{"id":91238,"username":"Arnie7","name":"","avatar_template":"/user_avatar/community.monzo.com/arnie7/{size}/108404_2.png","trust_level":2},{"id":109689,"username":"Preston.Nicky","name":"","avatar_template":"/user_avatar/community.monzo.com/preston.nicky/{size}/119034_2.png","trust_level":2},{"id":95347,"username":"mastercardnevervisa","name":"Sky","avatar_template":"/user_avatar/community.monzo.com/mastercardnevervisa/{size}/88935_2.png","trust_level":2},{"id":49299,"username":"Mateinfour","name":"Mr Mark Eldridge","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/m/90db22/{size}.png","trust_level":2},{"id":52462,"username":"Moneysav","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/m/c4cdca/{size}.png","trust_level":2},{"id":111146,"username":"magnums_artsier","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/m/3ec8ea/{size}.png","trust_level":3},{"id":35922,"username":"Ryan1992","name":"Ryan ","avatar_template":"/user_avatar/community.monzo.com/ryan1992/{size}/22649_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":58092,"username":"DaveJ","name":"Dave","avatar_template":"/user_avatar/community.monzo.com/davej/{size}/73301_2.png","trust_level":2},{"id":85253,"username":"Orinoco","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/o/c67d28/{size}.png","trust_level":2},{"id":59615,"username":"SebH","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/s/6f9a4e/{size}.png","trust_level":2},{"id":108932,"username":"tired","name":"I am old enough to be 18+","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/t/f14d63/{size}.png","trust_level":2},{"id":3806,"username":"alexs","name":"Alex Sherwood","avatar_template":"/user_avatar/community.monzo.com/alexs/{size}/2443_2.png","trust_level":2},{"id":12674,"username":"nanos","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/n/c89c15/{size}.png","trust_level":2},{"id":30563,"username":"Gaoler","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/g/71e660/{size}.png","trust_level":2},{"id":3920,"username":"patrice58","name":"Leon","avatar_template":"/user_avatar/community.monzo.com/patrice58/{size}/15708_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":3},{"id":3811,"username":"beningreenjam","name":"Ben Green","avatar_template":"/user_avatar/community.monzo.com/beningreenjam/{size}/3544_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":7524,"username":"BLD","name":"Bruce Davies","avatar_template":"/user_avatar/community.monzo.com/bld/{size}/9706_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":7877,"username":"o99","name":"","avatar_template":"/user_avatar/community.monzo.com/o99/{size}/83033_2.png","primary_group_name":"investors","trust_level":2},{"id":28596,"username":"Theodore","name":"","avatar_template":"/user_avatar/community.monzo.com/theodore/{size}/71187_2.png","primary_group_name":"investors","trust_level":2},{"id":102032,"username":"anothercard","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/a/e68b1a/{size}.png","trust_level":2},{"id":20081,"username":"Andyg68uk","name":"Andy Gallagher","avatar_template":"/user_avatar/community.monzo.com/andyg68uk/{size}/10386_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":86645,"username":"Doug_hboy","name":"Always be alert because the World always needs lerts.","avatar_template":"/user_avatar/community.monzo.com/doug_hboy/{size}/109151_2.png","trust_level":2},{"id":45372,"username":"gt94sss2","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/g/ee7513/{size}.png","trust_level":3},{"id":107282,"username":"MonzoFan89","name":null,"avatar_template":"https://avatars.discourse-cdn.com/v4/letter/m/b9e5f3/{size}.png","trust_level":1},{"id":117179,"username":"Jms","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/j/e56c9b/{size}.png","trust_level":2},{"id":84491,"username":"dinosm","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/d/71c47a/{size}.png","trust_level":3},{"id":34301,"username":"JayTay","name":"Jim","avatar_template":"/user_avatar/community.monzo.com/jaytay/{size}/20084_2.png","trust_level":2},{"id":116994,"username":"Shark","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/s/73ab20/{size}.png","trust_level":2},{"id":41821,"username":"Nicbrown","name":"Nic Brown ","avatar_template":"/user_avatar/community.monzo.com/nicbrown/{size}/106978_2.png","trust_level":2},{"id":17047,"username":"dudesuper","name":"Si","avatar_template":"/user_avatar/community.monzo.com/dudesuper/{size}/62609_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":96134,"username":"ahj87","name":"Andrew","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/a/3d9bf3/{size}.png","trust_level":2},{"id":56833,"username":"MoneyMan","name":"","avatar_template":"/user_avatar/community.monzo.com/moneyman/{size}/46862_2.png","trust_level":2},{"id":1668,"username":"j06","name":"Jamie","avatar_template":"/user_avatar/community.monzo.com/j06/{size}/97044_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":112155,"username":"DMc1","name":"","avatar_template":"/user_avatar/community.monzo.com/dmc1/{size}/116602_2.png","trust_level":3},{"id":54158,"username":"Revels","name":"","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/r/c68b51/{size}.png","trust_level":3},{"id":34221,"username":"bee","name":"Bee","avatar_template":"/user_avatar/community.monzo.com/bee/{size}/63591_2.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":44356,"username":"tomcdav","name":"Tom","avatar_template":"/user_avatar/community.monzo.com/tomcdav/{size}/69596_2.png","trust_level":2},{"id":41734,"username":"WillsT","name":"WT","avatar_template":"https://avatars.discourse-cdn.com/v4/letter/w/b782af/{size}.png","primary_group_name":"investors","flair_name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_group_id":45,"trust_level":2},{"id":78058,"username":"foolhandy","name":"","avatar_template":"/user_avatar/community.monzo.com/foolhandy/{size}/66243_2.png","trust_level":2},{"id":17031,"username":"qwango_uk","name":"Stevie 🧗‍♂️🏳️‍🌈🦄","avatar_template":"/user_avatar/community.monzo.com/qwango_uk/{size}/79547_2.png","trust_level":2}],"primary_groups":[{"id":41,"name":"Monzo"},{"id":45,"name":"investors"}],"flair_groups":[{"id":41,"name":"Monzo","flair_url":"https://global.discourse-cdn.com/monzo/original/3X/f/3/f3cca60c966c4cebfe5b1235bdd876ac913d7450.png","flair_bg_color":"","flair_color":""},{"id":45,"name":"investors","flair_url":"https://global.discourse-cdn.com/monzo/original/2X/e/e52b38fe084b72343ed9b77ea6f598918c7156c8.png","flair_bg_color":"","flair_color":""}],"topic_list":{"can_create_topic":false,"more_topics_url":"/c/uk/financial-chat/36?page=1","per_page":30,"top_tags":[{"id":8,"name":"legacy-bank","slug":"legacy-bank"},{"id":3,"name":"idea","slug":"idea"},{"id":53,"name":"fintech","slug":"fintech"},{"id":44,"name":"monzo-usa","slug":"monzo-usa"},{"id":51,"name":"android","slug":"android"},{"id":66,"name":"fraud","slug":"fraud"},{"id":104,"name":"investments","slug":"investments"},{"id":45,"name":"isa","slug":"isa"},{"id":54,"name":"bank","slug":"bank"},{"id":69,"name":"amazon","slug":"amazon"},{"id":55,"name":"app","slug":"app"},{"id":81,"name":"charity","slug":"charity"},{"id":83,"name":"contactless","slug":"contactless"},{"id":70,"name":"crowdcube","slug":"crowdcube"},{"id":82,"name":"fundraising","slug":"fundraising"},{"id":74,"name":"iphone","slug":"iphone"},{"id":43,"name":"lending","slug":"lending"},{"id":92,"name":"maestro","slug":"maestro"},{"id":91,"name":"monzo-uk","slug":"monzo-uk"},{"id":84,"name":"pay","slug":"pay"},{"id":116,"name":"pensions","slug":"pensions"},{"id":63,"name":"plus","slug":"plus"},{"id":50,"name":"poll","slug":"poll"},{"id":71,"name":"seedrs","slug":"seedrs"},{"id":85,"name":"tea","slug":"tea"},{"id":48,"name":"tesco","slug":"tesco"},{"id":67,"name":"tsb","slug":"tsb"},{"id":80,"name":"virgin","slug":"virgin"}],"topics":[{"fancy_title":"About the Financial Chat category","id":32743,"title":"About the Financial Chat category","slug":"about-the-financial-chat-category","posts_count":6,"reply_count":1,"highest_post_number":6,"image_url":null,"created_at":"2018-02-13T10:59:56.368Z","last_posted_at":"2022-03-18T14:14:25.642Z","bumped":true,"bumped_at":"2022-03-18T14:14:25.642Z","archetype":"regular","unseen":false,"pinned":true,"unpinned":null,"excerpt":"All things Money! Money-saving tips and Fintech Chat. \nImportant: Monzo does not endorse any financial advice posted on the forum, and you should always consult a professional financial advisor before taking any big deci&hellip;","visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":7334,"like_count":0,"has_summary":false,"last_poster_username":"Prophet","category_id":36,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":17941,"primary_group_id":41,"flair_group_id":41},{"extras":null,"description":"Frequent Poster","user_id":63300,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":70293,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":25470,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":82493,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Amex (American Express) Discussion","id":58278,"title":"Amex (American Express) Discussion","slug":"amex-american-express-discussion","posts_count":2338,"reply_count":2139,"highest_post_number":3050,"image_url":null,"created_at":"2019-01-22T06:47:08.568Z","last_posted_at":"2026-03-08T23:23:10.688Z","bumped":true,"bumped_at":"2026-03-08T23:23:10.688Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":126624,"like_count":2821,"has_summary":true,"last_poster_username":"davidwalton","category_id":23,"op_like_count":2,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":27428,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":18712,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":80175,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":39500,"primary_group_id":45,"flair_group_id":45},{"extras":"latest","description":"Most Recent Poster","user_id":18611,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"HSBC Chat","id":84901,"title":"HSBC Chat","slug":"hsbc-chat","posts_count":3797,"reply_count":3434,"highest_post_number":4806,"image_url":null,"created_at":"2019-11-07T04:32:43.760Z","last_posted_at":"2026-03-08T22:39:38.199Z","bumped":true,"bumped_at":"2026-03-08T22:39:38.199Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":147846,"like_count":4861,"has_summary":true,"last_poster_username":"Jamie93","category_id":36,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":32336,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":100585,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":74397,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":103287,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"What’s your financial set up?","id":127958,"title":"What’s your financial set up?","slug":"what-s-your-financial-set-up","posts_count":879,"reply_count":942,"highest_post_number":1259,"image_url":null,"created_at":"2022-01-16T17:18:00.516Z","last_posted_at":"2026-03-08T22:12:48.722Z","bumped":true,"bumped_at":"2026-03-08T22:12:48.722Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":25727,"like_count":1492,"has_summary":true,"last_poster_username":"coffeemadman","category_id":36,"op_like_count":2,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":77919,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":34247,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":100569,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":10291,"primary_group_id":45,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":3165,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"Energy Chat","id":178676,"title":"Energy Chat","slug":"energy-chat","posts_count":36,"reply_count":25,"highest_post_number":37,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/3/5/35308efef40d8bdc13de93803cc9fa331d1aa991_2_643x1024.jpeg","created_at":"2025-05-06T08:48:31.896Z","last_posted_at":"2026-03-08T21:35:25.655Z","bumped":true,"bumped_at":"2026-03-08T21:35:25.655Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":806,"like_count":33,"has_summary":false,"last_poster_username":"Pyros","category_id":36,"op_like_count":2,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":11177,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":52729,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":97610,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":116724,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":":horse: Lloyds Banking Group Chat","id":51236,"title":"🐎 Lloyds Banking Group Chat","slug":"lloyds-banking-group-chat","posts_count":4639,"reply_count":4142,"highest_post_number":5575,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/1/1/11008f933581b71457a12203fc6f0405a9ea60a0_2_1024x576.jpeg","created_at":"2018-11-05T19:05:03.898Z","last_posted_at":"2026-03-08T21:29:19.044Z","bumped":true,"bumped_at":"2026-03-08T21:29:19.044Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":157791,"like_count":5620,"has_summary":true,"last_poster_username":"JIMMWX","category_id":23,"op_like_count":5,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":32086,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":71214,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":86671,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":48586,"primary_group_id":45,"flair_group_id":45}]},{"fancy_title":"Chase UK Chat (Part 2)","id":176125,"title":"Chase UK Chat (Part 2)","slug":"chase-uk-chat-part-2","posts_count":821,"reply_count":604,"highest_post_number":897,"image_url":null,"created_at":"2025-03-06T09:21:37.004Z","last_posted_at":"2026-03-08T17:53:32.824Z","bumped":true,"bumped_at":"2026-03-08T17:53:32.824Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":38711,"like_count":1061,"has_summary":true,"last_poster_username":"fillip2k","category_id":23,"op_like_count":1,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":-1,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":3165,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":108309,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":113201,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"General Fintech &amp; Banking Articles Megathread","id":124541,"title":"General Fintech & Banking Articles Megathread","slug":"general-fintech-banking-articles-megathread","posts_count":721,"reply_count":553,"highest_post_number":904,"image_url":null,"created_at":"2021-10-21T14:18:16.328Z","last_posted_at":"2026-03-08T16:40:40.645Z","bumped":true,"bumped_at":"2026-03-08T16:40:40.645Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":39529,"like_count":1204,"has_summary":true,"last_poster_username":"kolok","category_id":23,"op_like_count":9,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":"latest","description":"Original Poster, Most Recent Poster","user_id":16393,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":48586,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":29103,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":71214,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Revolut chat","id":190548,"title":"Revolut chat","slug":"revolut-chat","posts_count":50,"reply_count":35,"highest_post_number":51,"image_url":null,"created_at":"2026-03-03T20:31:58.712Z","last_posted_at":"2026-03-08T13:24:02.366Z","bumped":true,"bumped_at":"2026-03-08T13:24:02.366Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":608,"like_count":82,"has_summary":true,"last_poster_username":"Remi","category_id":36,"op_like_count":1,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":116724,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":3165,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":93446,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":73513,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Krak Card","id":186601,"title":"Krak Card","slug":"krak-card","posts_count":91,"reply_count":61,"highest_post_number":91,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/8/1/81f408123f4c6bf1b129a3a070fdd6136e2e004f_2_1024x467.jpeg","created_at":"2025-11-27T09:05:10.984Z","last_posted_at":"2026-03-07T21:02:08.215Z","bumped":true,"bumped_at":"2026-03-07T21:02:08.215Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":2410,"like_count":56,"has_summary":true,"last_poster_username":"Preston.Nicky","category_id":36,"op_like_count":1,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":116724,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":103843,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":91238,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":109689,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Overseas Bank Account","id":163729,"title":"Overseas Bank Account","slug":"overseas-bank-account","posts_count":344,"reply_count":291,"highest_post_number":366,"image_url":null,"created_at":"2024-05-18T19:14:18.702Z","last_posted_at":"2026-03-07T17:35:48.267Z","bumped":true,"bumped_at":"2026-03-07T17:35:48.267Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":8460,"like_count":180,"has_summary":true,"last_poster_username":"GRIXuk","category_id":36,"op_like_count":3,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":95347,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":100585,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":100569,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":91238,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":108309,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Metro Bank Chat","id":128835,"title":"Metro Bank Chat","slug":"metro-bank-chat","posts_count":223,"reply_count":182,"highest_post_number":276,"image_url":null,"created_at":"2022-02-05T23:56:36.440Z","last_posted_at":"2026-03-07T14:37:02.845Z","bumped":true,"bumped_at":"2026-03-07T14:37:02.845Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":12775,"like_count":325,"has_summary":true,"last_poster_username":"Moneysav","category_id":36,"op_like_count":2,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":49299,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":95347,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":48586,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":52462,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Nationwide Chat","id":47382,"title":"Nationwide Chat","slug":"nationwide-chat","posts_count":2218,"reply_count":1903,"highest_post_number":2833,"image_url":"https://global.discourse-cdn.com/monzo/original/3X/1/8/182eb079f4036551df7b0da49065839d1e97e353.png","created_at":"2018-09-14T18:15:16.285Z","last_posted_at":"2026-03-07T13:43:11.052Z","bumped":true,"bumped_at":"2026-03-07T13:43:11.052Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":103417,"like_count":2894,"has_summary":true,"last_poster_username":"magnums_artsier","category_id":23,"op_like_count":11,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":27428,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":71214,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":100569,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":111146,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Natwest Chat","id":58145,"title":"Natwest Chat","slug":"natwest-chat","posts_count":1533,"reply_count":1416,"highest_post_number":1965,"image_url":null,"created_at":"2019-01-19T19:56:52.705Z","last_posted_at":"2026-03-07T12:49:18.620Z","bumped":true,"bumped_at":"2026-03-07T12:49:18.620Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":79589,"like_count":1924,"has_summary":true,"last_poster_username":"Pyros","category_id":36,"op_like_count":21,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":35922,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":58092,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":48586,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":85253,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":116724,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Virgin Money Discussion &amp; Feedback","id":86143,"title":"Virgin Money Discussion & Feedback","slug":"virgin-money-discussion-feedback","posts_count":745,"reply_count":584,"highest_post_number":849,"image_url":null,"created_at":"2019-11-26T21:13:07.058Z","last_posted_at":"2026-03-06T20:18:09.123Z","bumped":true,"bumped_at":"2026-03-06T20:18:09.123Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":41714,"like_count":846,"has_summary":true,"last_poster_username":"tired","category_id":36,"op_like_count":3,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":35922,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":59615,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":71214,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":91238,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":108932,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Curve chat","id":15407,"title":"Curve chat","slug":"curve-chat","posts_count":2253,"reply_count":1723,"highest_post_number":2496,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/9/5/95a37264938d512e8b9c9b57e34ed5c6da49c156_2_1024x537.png","created_at":"2017-08-11T10:00:19.439Z","last_posted_at":"2026-03-06T14:32:51.760Z","bumped":true,"bumped_at":"2026-03-06T14:32:51.760Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":125275,"like_count":2486,"has_summary":true,"last_poster_username":"tired","category_id":23,"op_like_count":7,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":3806,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":12674,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":30563,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":3920,"primary_group_id":45,"flair_group_id":45},{"extras":"latest","description":"Most Recent Poster","user_id":108932,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Chip discussion","id":6494,"title":"Chip discussion","slug":"chip-discussion","posts_count":477,"reply_count":304,"highest_post_number":542,"image_url":null,"created_at":"2016-10-26T10:41:02.620Z","last_posted_at":"2026-03-05T21:18:38.837Z","bumped":true,"bumped_at":"2026-03-05T21:18:38.837Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":43603,"like_count":391,"has_summary":true,"last_poster_username":"GRIXuk","category_id":36,"op_like_count":10,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":3811,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":7524,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":7877,"primary_group_id":45,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":28596,"primary_group_id":45,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":108309,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Zopa Bank Chat","id":53739,"title":"Zopa Bank Chat","slug":"zopa-bank-chat","posts_count":932,"reply_count":710,"highest_post_number":1130,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/0/e/0ed20795e344654fd24202a1735d4e65a3d8abab_2_1024x537.png","created_at":"2018-12-04T08:09:33.461Z","last_posted_at":"2026-03-05T12:19:25.044Z","bumped":true,"bumped_at":"2026-03-05T12:19:25.044Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":52876,"like_count":1242,"has_summary":true,"last_poster_username":"Remi","category_id":23,"op_like_count":1,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":27428,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":18712,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":35922,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":73513,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Collected Thoughts on Card Design (Part 2)","id":171038,"title":"Collected Thoughts on Card Design (Part 2)","slug":"collected-thoughts-on-card-design-part-2","posts_count":2842,"reply_count":2836,"highest_post_number":3700,"image_url":null,"created_at":"2024-11-08T14:19:38.942Z","last_posted_at":"2026-03-05T01:28:11.112Z","bumped":true,"bumped_at":"2026-03-05T01:28:11.112Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":136557,"like_count":5616,"has_summary":true,"last_poster_username":"anothercard","category_id":23,"op_like_count":2,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":-1,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":95347,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":100569,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":100585,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":102032,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Barclays Chat","id":52406,"title":"Barclays Chat","slug":"barclays-chat","posts_count":2633,"reply_count":2237,"highest_post_number":3169,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/c/4/c4f01ade8254886692ddfb4ea0e2c3ab372f5baa_2_498x1024.png","created_at":"2018-11-21T07:13:43.798Z","last_posted_at":"2026-03-04T10:15:05.410Z","bumped":true,"bumped_at":"2026-03-04T10:15:05.410Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":132358,"like_count":3820,"has_summary":true,"last_poster_username":"Doug_hboy","category_id":23,"op_like_count":14,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":20081,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":59615,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":71214,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":3165,"primary_group_id":45,"flair_group_id":45},{"extras":"latest","description":"Most Recent Poster","user_id":86645,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Santander Chat :hot_springs:","id":139428,"title":"Santander Chat ♨️","slug":"santander-chat","posts_count":1068,"reply_count":824,"highest_post_number":1279,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/d/a/da3a000424710d457486d8a978e1e6d41d501aa8_2_1024x473.png","created_at":"2022-10-10T14:46:42.293Z","last_posted_at":"2026-03-04T00:19:31.778Z","bumped":true,"bumped_at":"2026-03-04T00:19:31.778Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":51197,"like_count":1013,"has_summary":true,"last_poster_username":"gt94sss2","category_id":36,"op_like_count":4,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":71214,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":3165,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":100569,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":25470,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":45372,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Wise vs Revolut","id":188085,"title":"Wise vs Revolut","slug":"wise-vs-revolut","posts_count":40,"reply_count":25,"highest_post_number":40,"image_url":null,"created_at":"2026-01-15T03:11:45.014Z","last_posted_at":"2026-03-03T20:35:03.685Z","bumped":true,"bumped_at":"2026-03-03T20:35:03.685Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":560,"like_count":39,"has_summary":false,"last_poster_username":"Carlo1460","category_id":36,"op_like_count":1,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":107282,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":93446,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":117179,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":34247,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"EU accounts for UK residents","id":190461,"title":"EU accounts for UK residents","slug":"eu-accounts-for-uk-residents","posts_count":6,"reply_count":1,"highest_post_number":6,"image_url":null,"created_at":"2026-03-02T08:50:09.791Z","last_posted_at":"2026-03-02T18:01:09.015Z","bumped":true,"bumped_at":"2026-03-02T18:01:09.015Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":167,"like_count":5,"has_summary":false,"last_poster_username":"Arnie7","category_id":36,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":84491,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":100585,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":34301,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":116994,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":91238,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"All Things Credit (Cards, Limits, Scores)","id":145142,"title":"All Things Credit (Cards, Limits, Scores)","slug":"all-things-credit-cards-limits-scores","posts_count":286,"reply_count":231,"highest_post_number":329,"image_url":null,"created_at":"2023-03-10T21:20:34.298Z","last_posted_at":"2026-03-02T17:24:49.448Z","bumped":true,"bumped_at":"2026-03-02T17:24:49.448Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":9632,"like_count":437,"has_summary":true,"last_poster_username":"Arnie7","category_id":36,"op_like_count":7,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":41821,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":74397,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":85253,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":91238,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Royal Bank of Scotland (RBS) Chat","id":138638,"title":"Royal Bank of Scotland (RBS) Chat","slug":"royal-bank-of-scotland-rbs-chat","posts_count":2024,"reply_count":2603,"highest_post_number":3765,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/9/4/945bd362d4d82946fd98b29b20a76f3f27241fb8_2_473x1024.jpeg","created_at":"2022-09-22T06:33:49.936Z","last_posted_at":"2026-02-28T19:57:55.878Z","bumped":true,"bumped_at":"2026-02-28T19:57:55.878Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":68172,"like_count":1974,"has_summary":true,"last_poster_username":"Urpert","category_id":36,"op_like_count":7,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":17047,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":96134,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":85253,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":71214,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":100569,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Klarna discussion","id":85189,"title":"Klarna discussion","slug":"klarna-discussion","posts_count":120,"reply_count":71,"highest_post_number":147,"image_url":null,"created_at":"2019-11-11T19:54:36.975Z","last_posted_at":"2026-02-28T19:26:44.549Z","bumped":true,"bumped_at":"2026-02-28T19:26:44.549Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":13881,"like_count":143,"has_summary":true,"last_poster_username":"ahj87","category_id":23,"op_like_count":0,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":27428,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":56833,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":32336,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":48586,"primary_group_id":45,"flair_group_id":45},{"extras":"latest","description":"Most Recent Poster","user_id":96134,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Kroo Bank Chat","id":95654,"title":"Kroo Bank Chat","slug":"kroo-bank-chat","posts_count":927,"reply_count":920,"highest_post_number":1387,"image_url":null,"created_at":"2020-04-20T13:58:06.927Z","last_posted_at":"2026-02-26T21:05:57.721Z","bumped":true,"bumped_at":"2026-02-26T21:05:57.721Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[{"id":55,"name":"app","slug":"app"},{"id":53,"name":"fintech","slug":"fintech"},{"id":54,"name":"bank","slug":"bank"}],"tags_descriptions":{},"views":50010,"like_count":1857,"has_summary":true,"last_poster_username":"DMc1","category_id":23,"op_like_count":4,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":1668,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":48586,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":27428,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":35922,"primary_group_id":45,"flair_group_id":45},{"extras":"latest","description":"Most Recent Poster","user_id":112155,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Starling Bank Chat (Part 2)","id":106668,"title":"Starling Bank Chat (Part 2)","slug":"starling-bank-chat-part-2","posts_count":5733,"reply_count":5168,"highest_post_number":7436,"image_url":"https://global.discourse-cdn.com/monzo/original/3X/a/5/a50021be6c9db1c057ee4e4ded0e4b68f4e18f87.jpeg","created_at":"2020-10-02T07:13:34.421Z","last_posted_at":"2026-02-26T17:00:55.423Z","bumped":true,"bumped_at":"2026-02-26T17:00:55.423Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":262833,"like_count":13786,"has_summary":true,"last_poster_username":"Jamie93","category_id":23,"op_like_count":3,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":27428,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":1668,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":54158,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":71214,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":103287,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Yonder Card Chat","id":130164,"title":"Yonder Card Chat","slug":"yonder-card-chat","posts_count":477,"reply_count":441,"highest_post_number":635,"image_url":"https://global.discourse-cdn.com/monzo/optimized/3X/2/9/29a6e27dfe0ca3ad30d757c248c5f0d330fb7e2e_2_1024x537.jpeg","created_at":"2022-03-11T09:49:35.943Z","last_posted_at":"2026-02-25T20:18:24.587Z","bumped":true,"bumped_at":"2026-02-25T20:18:24.587Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":25238,"like_count":512,"has_summary":true,"last_poster_username":"Carlo1460","category_id":36,"op_like_count":7,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":34221,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":1668,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":44356,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":41734,"primary_group_id":45,"flair_group_id":45},{"extras":"latest","description":"Most Recent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null}]},{"fancy_title":"Triodos Chat","id":180995,"title":"Triodos Chat","slug":"triodos-chat","posts_count":27,"reply_count":17,"highest_post_number":28,"image_url":null,"created_at":"2025-07-03T22:35:23.419Z","last_posted_at":"2026-02-24T21:14:07.918Z","bumped":true,"bumped_at":"2026-02-24T21:14:07.918Z","archetype":"regular","unseen":false,"pinned":false,"unpinned":null,"visible":true,"closed":false,"archived":false,"bookmarked":null,"liked":null,"tags":[],"tags_descriptions":{},"views":1091,"like_count":27,"has_summary":false,"last_poster_username":"Carlo1460","category_id":36,"op_like_count":4,"pinned_globally":false,"featured_link":null,"has_accepted_answer":false,"can_vote":false,"posters":[{"extras":null,"description":"Original Poster","user_id":78058,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":17031,"primary_group_id":null,"flair_group_id":null},{"extras":null,"description":"Frequent Poster","user_id":48586,"primary_group_id":45,"flair_group_id":45},{"extras":null,"description":"Frequent Poster","user_id":116724,"primary_group_id":null,"flair_group_id":null},{"extras":"latest","description":"Most Recent Poster","user_id":69206,"primary_group_id":null,"flair_group_id":null}]}]}}